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AtalayaAtalaya

Calle Guipuzcoa, s/n

Terrassa, BarcelonaStorageRef: #8F9BBEB4

€126,735
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Size

46 m²

Price / m²

€2,755

Rooms

2

OccupancyOccupied · legal tenant
51
Calle Guipuzcoa, s/n — Terrassa
Photo: aliseda
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Piso en Terrassa, Barcelona. Dispone de una superficie de 41 m² distribuidos en salón-comedor con cocina integrada, 1 habitación y 1 baño completo con plato de ducha. El piso cuenta con suelos de madera que le confieren mayor calidez. Ubicado en una finca con ascensor. Cerca de supermercados, comercios, un centro de salud, un centro comercial y centros educativos. A 2 minutos del parque Gernika. Accesible desde la carretera N-150. CO-0357115. La vivienda se vende en conjunto con 2 plazas de garaje y un trastero incluidos en el precio.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

Yes

Year built

2010

Pool

No

Air conditioning

No

Heating

No

Storage room

Yes

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
9920310DG1092B0040AO
Cadastral area
46 m²
Year built
2010
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2585 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
2/30
Possession
12/20
Area demand
16/25
Legal liens
10/15
Zone liquidity
9/15

Storage de 46.00m² en Terrassa a 2755€/m² (mediana zona 405€/m², delta %). Estado Físico No Aplica (Clase No Residencial). Posesión con inquilino legal. Zona alta, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 75 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • 2585 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+606.4%Above anchor
Scope
Province (MITMA)
Zone median
€390 /m²
This asset
€2,755 /m²
Samples
71
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€126,735
Transfer tax (ITP) 10% — Cataluña€12,674
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€444
Estimated total investment€140,853

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 3 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 May 2026
€136,370arrow_forward€134,980-1.02%
19 Jun 2026
€134,980arrow_forward€131,360-2.68%
14 Jul 2026
€131,360arrow_forward€126,735-3.52%

Listing intel

SourceAliseda
On the market sinceAug 2019 (2585 days)
On Atalaya since11 Apr 2026
Last updated1 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Terrassa by AI score

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing