AtalayaAtalaya

Calle Pedro Añón Garcés Nº 20, Zaragoza

Zaragoza • Apartment • Ref: #8F40E1A7

€76,000-53% vs area market
open_in_newView original listing

Get new bank-owned properties in Zaragoza under your budget by email. Free.

Size

62 m²

Price / m²

€1,226

Rooms

3

OccupancyOccupied · no titleDeduced by AI
62
Calle Pedro Añón Garcés Nº 20, Zaragoza — Zaragoza
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Los edificios muestran signos de desgaste general y suciedad acumulada.
  • •Exterior: Los cables eléctricos están expuestos y desordenados en la fachada de varios edificios.
  • •Exterior: Hay grafitis en algunas paredes y persianas de los bajos comerciales.

descriptionDescription

Oportunidad sólo para inversores. El activo se encuentra ocupado. Debido al estado ocupacional del activo, no se pueden realizar visitas al mismo. Piso de segunda mano en venta situado en Zaragoza. Cuenta con una superficie de 62 m² distribuidos en 3 dormitorios y 1 baños. Se localiza en la tercera planta de un edificio residencial y en sus inmediaciones dispone de todo tipo de servicios alrededor . Tiene buena comunicación tanto por transporte público como por transporte privado. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1938

Pool

No

Air conditioning

No

Heating

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7133607XM7173C0007ZO
Cadastral area
64 m²
Year built
1936
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 4592 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

62/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 62.00m² en Zaragoza a 1226€/m² (mediana zona 2599€/m², delta -52.8%). Estado Mejorable. Posesión con ocupación irregular. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -52.8% frente a la mediana zonal (2599€/m²)

warningRisks

  • −IA (confianza media): El activo se encuentra ocupado. Debido al estado ocupacional del activo, no se pueden realizar visitas al mismo.
  • −4591 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Zaragoza, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-52.8%Strong opportunity
Scope
Municipality
Zone median
€2,599 /m²
This asset
€1,226 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-27.8%Strong opportunity
Scope
Postal code
Zone median
€1,698 /m²
This asset
€1,226 /m²
Samples
25
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€76,000
Transfer tax (ITP) 8% — Aragón€6,080
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€83,380
Estimated refurbishment (state: mejorable)€25,000 – €43,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2014 (4592 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Zaragoza by AI score

Calle La Luz, s/n
75

Calle La Luz, s/n

€114,780

€1,663/m² · 69 m²

View analysisarrow_forward
Piso en Don José Echegaray
73

Piso en Don José Echegaray

€84,782

€883/m² · 96 m²

View analysisarrow_forward
Calle Vía Pignatelli, s/n
73

Calle Vía Pignatelli, s/n

€95,870

€1,278/m² · 75 m²

View analysisarrow_forward
Calle Carmen
70

Calle Carmen

€90,300

€1,190/m² · 75.91 m²

View analysisarrow_forward
Calle La Luz, s/n
70

Calle La Luz, s/n

€108,680

€1,598/m² · 68 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing