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AtalayaAtalaya

Calle Mayor

Tormantos, La RiojaHouseRef: #8F11C496

€68,486
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Size

234 m²

Price / m²

€293

Rooms

6

OccupancyVacant
51
Calle Mayor — Tormantos
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Descubre la elegancia y amplitud de esta Unifamiliar Adosada de 3 plantas sobre rasante en Tormantos, provincia de La Rioja Con una impresionante superficie de 282 m2, esta residencia ofrece un cómodo y espacioso estilo de vida. Con 6 dormitorios y dos baños, la casa proporciona el espacio perfecto para toda la familia. Con 225 m2 de jardín, disfrutarás de un entorno tranquilo y acogedor. La vivienda se localiza en el núcleo urbano de Tormantos, localidad situada en La Rioja, con buen acceso a la carretera LR-303 y próxima a la N-232, lo que favorece la conexión con otras poblaciones del entorno y con los principales núcleos de comunicación de la región. En cuanto a transporte público, Tormantos cuenta con servicio de autobuses interurbanos que conectan la localidad con otras poblaciones cercanas y puntos de interés de la comarca. En la zona se pueden encontrar servicios básicos y comercios de proximidad como supermercados, restaurantes, instalaciones deportivas municipales, centro educativo de infantil y primaria, así como sucursales bancarias y pequeñas tiendas locales que cubren las necesidades cotidianas de los vecinos. Además, dispone de centro de salud y farmacia en la propia localidad, facilitando el acceso a servicios sanitarios sin necesidad de desplazamientos largos. Cabe destacar la proximidad al Parque de la Iglesia de San Esteban, uno de los lugares de referencia y atractivo cultural dentro del municipio, así como espacios naturales para el ocio y el deporte al aire libre. La localidad también cuenta con centro cívico donde se desarrollan diversas actividades socioculturales a lo largo del año. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1910

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
3949209VN9034N0001SL
Cadastral area
234 m²
Year built
1910
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 936 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 234.00m² en Tormantos a 293€/m² (mediana zona 1470€/m², delta -80.1%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -80.1% frente a la mediana zonal (1470€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 936 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tormantos, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-80.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,470 /m²
This asset
€293 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-2.7%In line
Scope
Province (MITMA)
Zone median
€301 /m²
This asset
€293 /m²
Samples
109
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€68,486
Transfer tax (ITP) 7% — La Rioja€4,794
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€74,580

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (936 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing