AtalayaAtalaya

Calle Daoiz y Velarde

Palma de Gandía, Valencia • House • Ref: #8C7675AB

€58,000
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Size

347 m²

Price / m²

€167

Rooms

4

OccupancyUnconfirmed
25
Calle Daoiz y Velarde — Palma de Gandía
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto cuidado, con pintura en buen estado y balcones con barandillas.
  • •Dormitorio: Se observan paredes con desconchones y suciedad, indicando necesidad de pintura y limpieza.
  • •Salon: El salón muestra paredes con pintura desprendida y un aspecto general de abandono.
  • •Trastero: El trastero tiene el techo con vigas de madera expuestas y el suelo sucio, sugiriendo una reforma integral.

descriptionDescription

Vivienda adosada de 347 m² en venta en Palma de Gandía, Valencia. Se trata de una vivienda adosada de 347 m² desarrollados en tres plantas y distribuidos en varias estancias. Se encuentra en mal estado de conservación. No visitable. La vivienda se sitúa en el núcleo de la población, teniendo buenos accesos por carretera. En la población podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales, etc. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1887

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
0924419YJ4102S0001KB
Cadastral area
347 m²
Year built
1887
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 722 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 347.00m² en Palma de Gandía a 167€/m² (mediana zona 2066€/m², delta -91.9%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, stock estancado (720 días).

trending_upStrengths

  • +Descuento del -91.9% frente a la mediana zonal (2066€/m²)

warningRisks

  • −720 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Palma de Gandía, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-91.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,066 /m²
This asset
€167 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-84.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,106 /m²
This asset
€167 /m²
Samples
667
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€58,000
Transfer tax (ITP) 10% — Comunitat Valenciana€5,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€65,100

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2024 (722 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing