Calle Europa 13, 13

Cuarte de Huerva, Zaragoza • Other • Ref: #8C11E156

€32,000

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Size

162 m²

Price / m²

€197

OccupancyVacant

Photo: sareb

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AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial en Cuarte de Huerva, Zaragoza. Con una superficie de 162 m² construidos, ideal para actividad comercial o profesional. Se encuentra en una zona residencial de Cuarte de Huerva. El entorno ofrece buena visibilidad y accesibilidad para clientes. Cuenta con fácil acceso a Calle de Serrano Sanz, Z-30 y Paseo de Isabel la Católica. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades.

Characteristics

Floor

Elevator

Yes

Terrace

Parking

Year built

2010

Pool

Air conditioning

Heating

Storage room

Garden

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 162 m² but the cadastre records 185 m² (+14%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.

3276702XM7037N0027BI

Cadastral area

185 m²

Year built

2010

Cadastral use

Storage/parking (residential)

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2036 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Low

Score breakdown

Zone delta: 4/30
Possession: 20/20
Physical state: —
Legal liens: 10/15
Zone liquidity: 13/15

Vivienda de 162.00m² en Cuarte de Huerva a 197€/m² (mediana zona 1749€/m², delta -88.7%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

+Descuento del -88.7% frente a la mediana zonal (1749€/m²)
+Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

−2035 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cuarte de Huerva, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-88.7%Strong opportunity

Scope: Province (MITMA)
Zone median: €1,749 /m²
This asset: €197 /m²
Samples: 1000
Period: abril 2026
Source: idealista-press

account_balancevs other bank assets

-11.3%Good price

Scope: Postal code
Zone median: €222 /m²
This asset: €197 /m²
Samples: 11
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€32,000

Transfer tax (ITP) 8% — Aragón€2,560

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€300

Estimated total investment€35,860

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda

On the market sinceFeb 2021 (2036 days)

On Atalaya since16 Jun 2026

€13,200

€176/m² · 75 m²

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing