Calle Galeón

San Fernando, Cádiz • Apartment · Auction • Ref: #8AF39429

€145,000-38% vs area market

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Size

108 m²

Price / m²

€1,348

Rooms

OccupancyVacant

Photo: Solvia

1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

•Salon: Las paredes muestran desconchones y suciedad, indicando necesidad de pintura.
•Cocina: Los muebles de cocina son antiguos y el alicatado está pasado de moda, aunque parece funcional.
•Fachada: El edificio presenta un aspecto cuidado y en buen estado general.

descriptionDescription

Piso de 108 m² ubicado en San Fernando, Cádiz. Se trata de un piso de 108 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de San Fernando, con fácil acceso a la autovía CA-33, que conecta con el centro de la localidad y Cádiz capital. Dispone de estación de tren próxima y líneas de autobús urbano e interurbano que enlazan con barrios de San Fernando y municipios cercanos. En la zona se encuentran servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca del hospital San Carlos, del centro comercial Bahía Sur y de la estación de tren de San Fernando-Bahía Sur. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

Year built

1977

Energy rating

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.

0482103QA5308A0001FP

Cadastral area

111 m²

Year built

1977

Cadastral use

Residential

routeHow to bid in this auction (BOE)

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1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

67/100

Confidence: High

Score breakdown

Zone delta: 25/30
Possession: 20/20
Physical state: 14/25
Legal liens: 4/15
Zone liquidity: 7/15

Vivienda de 107.59m² en San Fernando a 1348€/m² (mediana zona 2160€/m², delta -37.6%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (41 días).

trending_upStrengths

+Descuento del -37.6% frente a la mediana zonal (2160€/m²)
+El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Fernando, Cádiz

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-37.6%Strong opportunity

Scope: Municipality
Zone median: €2,160 /m²
This asset: €1,348 /m²
Period: mayo 2026
Source: Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€145,000

Transfer tax (ITP) 7% — Andalucía€10,150

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€508

Estimated total investment€156,658

Estimated refurbishment (state: mejorable)€43,000 – €75,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 2 September 2026 at 18:00

Listing intel

SourceSolvia

On the market sinceJul 2026 (43 days)

On Atalaya since31 Aug 2026

Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing