AtalayaAtalaya

Calle Veintinueve de Marzo

San José de la Rinconada, Algaba (la), Sevilla • House • Ref: #8A6621FC

€104,500-63% vs area market
open_in_newView original listing

Get new bank-owned properties in Algaba (la) under your budget by email. Free.

Size

146 m²

Price / m²

€716

Rooms

3

OccupancyVacantDeduced by AI
70
Calle Veintinueve de Marzo — San José de la Rinconada, Algaba (la)
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina tiene muebles antiguos y le faltan electrodomésticos, pero los azulejos están en buen estado.
  • •Los dormitorios tienen paredes pintadas de colores vivos y suelos de terrazo, con un aire acondicionado visible en uno de ellos.
  • •El baño parece funcional, con sanitarios básicos y azulejos en las paredes.
  • •La fachada es de ladrillo visto con un balcón en la parte superior, mostrando un aspecto general conservado.

descriptionDescription

Casa de 146 m² ubicada en La Algaba, Sevilla. Se trata de una casa de 146 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. La casa se sitúa en el núcleo urbano de La Algaba, teniendo buenos accesos por carretera a través de la SE-30 y la A-49. La zona cuenta con servicios de transporte público, como autobuses que conectan con Sevilla, además de fácil acceso a la estación de tren de San Jerónimo. En La Algaba podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias. Asimismo, se encuentra cerca del Parque Científico y Tecnológico Cartuja y del Hospital Virgen Macarena, ofreciendo una ubicación con múltiples opciones de interés. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1944

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4403426QB6540S0001WY
Cadastral area
146 m²
Year built
1944
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 469 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 146.00m² en Algaba (la) a 716€/m² (mediana zona 1936€/m², delta -63.0%). Estado Mejorable. Posesión libre. Zona muy_baja, stock estancado (467 días).

trending_upStrengths

  • +Descuento del -63.0% frente a la mediana zonal (1936€/m²)
  • +IA detectó: No se menciona ocupación en la descripción.

warningRisks

  • −467 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San José de la Rinconada, Algaba (la), Sevilla

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-63.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,936 /m²
This asset
€716 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-79.5%Strong opportunity
Scope
Postal code
Zone median
€3,492 /m²
This asset
€716 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€104,500
Transfer tax (ITP) 7% — Andalucía€7,315
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€366
Estimated total investment€113,181
Estimated refurbishment (state: mejorable)€58,500 – €102,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2025 (469 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing