AtalayaAtalaya

Calle Miguel Santos Saenz, s/n

Agoncillo, La Rioja • House • Ref: #88D11C35

€31,500
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Size

276 m²

Price / m²

€114

OccupancyVacant
51
Calle Miguel Santos Saenz, s/n — Agoncillo
Photo: aliseda
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AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Esta hermosa casa ubicada en Logroño, es una oportunidad única para convertir su sueño en realidad. Está construida sobre un área de 311.0 metros cuadrados y cuenta con todas las comodidades que usted desea para su hogar. Si lo desea, puede solicitar un recorrido virtual o una visita en persona para verla por dentro. No espere más, esta es la oportunidad perfecta para adquirir la casa de sus sueños. ¡No pierda la oportunidad de verla hoy! El inmueble presenta una certificación energética En trámite. ¿Quieres más detalles sobre esta propiedad? En Aliseda Inmobiliaria, estamos aquí para ayudarte. Nuestro equipo de profesionales te guiará en cada paso del camino, ofreciendo visitas sin compromiso y sin comisiones de intermediación. Contamos con una gran variedad de inmuebles en toda la geografía española. Contacta con nosotros hoy mismo para obtener más información sobre el inmueble, coordinar una visita, y comenzar el viaje hacia tu nuevo hogar.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1950

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
8499801WM5989N0001FR
Cadastral area
276 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2489 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 276.00m² en Agoncillo a 114€/m² (mediana zona 1470€/m², delta -92.2%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -92.2% frente a la mediana zonal (1470€/m²)
  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −2488 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Agoncillo, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-92.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,470 /m²
This asset
€114 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-62.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€301 /m²
This asset
€114 /m²
Samples
109
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€31,500
Transfer tax (ITP) 7% — La Rioja€2,205
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€35,005

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Jul 2026
€72,870arrow_forward€70,220-3.64%
21 Jul 2026
€70,220arrow_forward€31,500-55.14%

Listing intel

SourceAliseda
On the market sinceNov 2019 (2489 days)
On Atalaya since8 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing