AtalayaAtalaya

Piso en Viñas (las)

Pozo Alcón, Jaén • Apartment • Ref: #87DFE797

€70,000
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Size

102 m²

Price / m²

€686

Rooms

3

OccupancyUnconfirmed
19
Piso en Viñas (las) — Pozo Alcón
Photo: Hipoges
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir en propiedad esta vivienda ubicada en la localidad de Pozo Alcón, provincia de Jaén. Es ideal para quienes buscan un hogar confortable en un entorno natural y acogedor. Esta espaciosa vivienda cuenta con un luminoso salón-comedor con chimenea, perfecto para disfrutar de momentos en familia y reuniones con amigos. Decorado con gusto y con materiales de alta calidad, ofreciendo una experiencia de vida inmejorable. Situado en una zona residencial tranquila, disfruta de una ubicación estratégica. A poca distancia, encontrarás supermercados, colegios, centros de salud y una variada oferta de tiendas y restaurantes. Además, la excelente conexión con las principales vías de acceso te permitirá llegar rápidamente a otras áreas de interés. El entorno es principalmente residencial, con muchos edificios de apartamentos y algunas tiendas y servicios locales. También hay algunas escuelas y espacios verdes cercanos. Además, hay varios lugares de interés turístico y cultural a poca distancia Esta es tu oportunidad de convertir este piso a reformar en tu hogar ideal o en una inversión rentable en el mercado inmobiliario. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Floor

1

Elevator

No

Terrace

Yes

Parking

No

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

F

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 102 m² but the cadastre records 393 m² (+285%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4737809WG0743N
Cadastral area
393 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

19/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
2/15

Vivienda de 102.00m² en Pozo Alcón a 686€/m² (mediana zona 438€/m², delta +56.6%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (89 días).

warningRisks

  • −Precio +56.6% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pozo Alcón, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+56.6%Above anchor
Scope
Municipality
Zone median
€438 /m²
This asset
€686 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+58.1%Above anchor
Scope
Province (MITMA)
Zone median
€434 /m²
This asset
€686 /m²
Samples
238
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€70,000
Transfer tax (ITP) 7% — Andalucía€4,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€76,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing