AtalayaAtalaya

Casa en Amer

Amer, Girona • House • Ref: #86F8165E

€1,143,000
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Size

204 m²

Price / m²

€5,603

Rooms

5

OccupancyUnconfirmed
16
Casa en Amer — Amer
Photo: Hipoges
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR. Actualmente, este activo precisa de adecuación y retirada de enseres, por lo que no se dispone de gran cantidad de fotografías y las existentes, pueden no corresponderse con la realidad. Se vende finca rústica con masía, cabaña y santuario en Amer, Girona. Ubicada en un entorno natural incomparable, esta finca rústica en Amer, provincia de Girona, es una verdadera joya para quienes buscan tranquilidad, historia y un sinfín de posibilidades. Con una extensión total de más de 203 Ha, esta propiedad cuenta con una gran diversidad de paisajes y terrenos que incluyen tierras de cultivo, olivar, castañar, bosque y áreas de yermo. En el corazón de la finca se encuentra una amplia casa rústica, que, si bien requiere reformas, ofrece un sinfín de opciones para transformarla en una impresionante vivienda de carácter histórico, una masía de lujo o incluso un alojamiento turístico con encanto. Junto a la casa principal, hay una cabaña anexa, ideal para diversos usos, ya sea como vivienda secundaria, casa de invitados o espacio de almacenamiento. Uno de los elementos más singulares de esta propiedad es el santuario de Sant Marçal, un rincón de gran valor patrimonial y espiritual, que añade un carácter especial a la finca y abre posibilidades para proyectos de turismo rural, retiro espiritual o actividades relacionadas con el bienestar y la naturaleza. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

5

Elevator

No

Terrace

No

Parking

Yes

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

Yes

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
17007A00100007

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

16/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 204.00m² en Amer a 5603€/m² (mediana zona 2739€/m², delta +104.6%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

warningRisks

  • −Precio +104.6% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Amer, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+104.6%Above anchor
Scope
Province (MITMA)
Zone median
€2,739 /m²
This asset
€5,603 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+355.2%Above anchor
Scope
Province (MITMA)
Zone median
€1,231 /m²
This asset
€5,603 /m²
Samples
523
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,143,000
Transfer tax (ITP) 10% — Cataluña€114,300
Notary (est.)€1,715
Land Registry (est.)€1,143
Admin agency (est.)€4,001
Estimated total investment€1,264,159

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing