AtalayaAtalaya

Local Comercial en Creu de la

Cardedeu, Barcelona • Retail • Ref: #86D2FB29

€51,000
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Size

76 m²

Price / m²

€671

OccupancyUnconfirmed
38
Local Comercial en Creu de la — Cardedeu
Photo: Hipoges
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir este local comercial en planta baja, ubicado en Cardedeu, provincia de Barcelona. Dispone de buenos accesos y está bien comunicado. Comprar un local comercial en Cardedeu, en la provincia de Barcelona, ofrece ventajas como precios más accesibles frente a grandes núcleos urbanos, un entorno con crecimiento residencial sostenido y buena conexión con la capital. La demanda de servicios locales favorece la estabilidad de ingresos y la diversificación de negocios. Además, el carácter de municipio activo impulsa el comercio de proximidad, generando oportunidades para emprender o alquilar. También puede suponer una inversión patrimonial con potencial de revalorización a medio y largo plazo. Cardedeu dispone de servicios médicos de atención primaria y especialidades cercanas, una oferta educativa completa con centros de distintos niveles y un tejido comercial de proximidad que cubre necesidades diarias. Entre sus ventajas destacan la calidad de vida, el entorno tranquilo y el dinamismo local. En cuanto a conexiones terrestres, cuenta con acceso por carretera a la capital catalana y red ferroviaria que facilita desplazamientos ágiles, favoreciendo tanto la movilidad laboral como el acceso a servicios adicionales. No dudes en ponerte en contacto con nosotros. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Air conditioning

No

Heating

No

Storage room

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5998424DG4059N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Retail location
20/25
Legal liens
7/15
Zone liquidity
0/15

Local comercial planta calle de 76.00m² en Cardedeu a 671€/m² (mediana zona 675€/m², delta -0.6%). desconocida. Zona muy_baja sin fecha de publicación fiable.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 538 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cardedeu, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-0.6%In line
Scope
Province (MITMA)
Zone median
€675 /m²
This asset
€671 /m²
Samples
538
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€51,000
Transfer tax (ITP) 10% — Cataluña€5,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€57,400

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing