AtalayaAtalaya

Vicente Ochando , S/n

Cenizate, Albacete • Apartment · Auction • Ref: #8527C8BB

€361,716
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Size

282 m²

Rooms

3

OccupancyOccupied · vulnerable
18
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

VIVIENDA UNIFAMILIAR EN CONSTRUCCION con garaje y buhardilla, sita en Cenizate, en la calle Vicente Ochando, sin número. Esta construida sobre un solar de doscientos ochenta y dos metros treinta y un decímetros cuadrados.

Characteristics

Bathrooms

2

Year built

2008

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€253,130
Detalle cargasHipoteca a favor de Banco Santander SA por 246330 euros (principal, intereses y costas). Embargo administrativo a favor de la Tesorería General de la Seguridad Social por 6800 euros.
Hipoteca€246,330
Embargos€6,800
Puja mínima€361,716
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo
Análisis riesgoLa propiedad está ocupada por un deudor vulnerable con suspensión de lanzamiento hasta 2028, lo que implica un riesgo significativo de retraso en la toma de posesión. Además, existen cargas hipotecarias y un embargo administrativo.

assignmentCadastral data

straightenUnreconciled surface: the listing states 282.31 m² but the cadastre records 426 m² (+51%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5414215XJ1551S0001ZJ
Cadastral area
426 m²
Year built
2008
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

18/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
0/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en Cenizate a 361,716€. Sin tasación de referencia publicada. Posesión con ocupantes en vulnerabilidad protegida. Subasta cierra en 17 días.

trending_upStrengths

  • +Subasta inminente: cierre en 17 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Documentación judicial: vulnerabilidad protegida por ley anti-desahucios
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cenizate, Albacete

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+3.8%In line
Scope
Province (MITMA)
Zone median
€1,234 /m²
This asset
€1,281 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€361,716
Transfer tax (ITP) 9% — Castilla-La Mancha€32,554
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,266
Estimated total investment€396,536

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 17 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (3 days)
On Atalaya since30 Aug 2026
Last updated30 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing