AtalayaAtalaya

Casa Independiente en Mungia

Mungia, Bizkaia • House • Ref: #834A83CB

€1,200,000-24% vs area market
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Size

467 m²

Price / m²

€2,570

Rooms

5

OccupancyUnconfirmed
60
Casa Independiente en Mungia — Mungia
Photo: Hipoges
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AI visual analysis

Automated analysis · physical condition

51 of 51 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR. Excelente oportunidad de adquirir en propiedad esta espectacular vivienda muy bien distribuida ubicada en la encantadora localidad de Mungia, Vizcaya. Muy bien ubicada y con buenos accesos. Se trata de una casa independiente donde podrás vivir cómodamente en cada una de sus estancias. Dispone de todas las comodidades que puedas imaginar. Tiene tres plantas entre las que podemos encontrar baños en todas ellas, totalmente equipados con bañeras y platos de duchas, incluso uno de ellos, dispone de sauna privada. También encontramos un amplio salón con grandes ventanales que aportan luz a la estancia, chimenea y calidades excepcionales. Gran cocina diáfana, amplias habitaciones muy espaciosas, todas exteriores con ventana, lo que facilita la ventilación cruzada. Entre todas sus comodidades, destaca su gran jardín privado, amplio porche acristalado donde poder disfrutar sin pasar frío y por supuesto, la guinda del pastel, una gran piscina climatizada interior y jacuzzi. No lo pienses más y adquiere esta imponente vivienda de revista, haciendo realidad todos tus sueños. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

4

Elevator

No

Terrace

Yes

Parking

Yes

Pool

Yes

Air conditioning

No

Heating

No

Storage room

Yes

Garden

Yes

Energy rating

E

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
25/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 467.00m² en Mungia a 2570€/m² (mediana zona 3394€/m², delta -24.3%). Estado Impecable. Posesión desconocida. Zona media, 107 días en mercado.

trending_upStrengths

  • +Descuento del -24.3% frente a la mediana zonal (3394€/m²)
  • +Estado impecable: entrar a vivir sin obra

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mungia, Bizkaia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-24.3%Good price
Scope
Province (MITMA)
Zone median
€3,394 /m²
This asset
€2,570 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+33.2%Above anchor
Scope
Province (MITMA)
Zone median
€1,929 /m²
This asset
€2,570 /m²
Samples
55
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,200,000
Transfer tax (ITP) 4% — País Vasco€48,000
Notary (est.)€1,800
Land Registry (est.)€1,200
Admin agency (est.)€4,200
Estimated total investment€1,255,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since16 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing