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AtalayaAtalaya

Calle Ortega Melgares-Caballon, s/n

Centro, Lorca, MurciaParkingRef: #8336C818

€4,000
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Size

27 m²

Price / m²

€148

OccupancyVacant
49
Calle Ortega Melgares-Caballon, s/n — Centro, Lorca
Photo: holapisos

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Plaza de aparcamiento en Lorca, Murcia. Cuenta con una superficie de 27 m². Situada en Calle Ortega Melgares-Caballon, 7, en la planta -2, en la plaza nº 7. Localizada en el centro de Lorca, en sus alrededores encontramos el Campus Universitario de Lorca, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y la estación de tren Lorca San Diego. Con fácil acceso a Autovía del Mediterráneo.

Characteristics

Elevator

Yes

Terrace

No

Parking

Yes

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 27 m² but the cadastre records 123 m² (+356%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5416228XG1751E
Cadastral area
123 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1400 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
2/30
Possession
20/20
Area demand
6/25
Legal liens
10/15
Zone liquidity
9/15

Parking de 27.00m² en Lorca a 148€/m² (mediana zona 196€/m², delta %). Estado Físico No Aplica (Clase No Residencial). Posesión libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 23 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • 1399 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro, Lorca, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-24.5%Good price
Scope
City
Zone median
€196 /m²
This asset
€148 /m²
Samples
30
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€4,000
Transfer tax (ITP) 8% — Murcia€320
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€5,620

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 Jul 2026
€4,180arrow_forward€4,000-4.31%

Listing intel

SourceAliseda
On the market sinceNov 2022 (1400 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing