AtalayaAtalaya

Vivienda en Venta en Calle da Ladeira,35

Xinzo Limia, Ourense • Apartment • Ref: #83271E6B

€53,000-32% vs area market
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Size

75 m²

Price / m²

€707

Rooms

1

OccupancyUnconfirmed
55
Vivienda en Venta en Calle da Ladeira,35 — Xinzo Limia
Photo: Diglo

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Gran oportunidad de comprar una vivienda en la localidad de Xinzo De Limia en Orense. No dejes pasar esta gran ocasión de adquirir en propiedad esta vivienda con una superficie de 75 m². una habitación y un cuarto de baño. La Vivienda está localizada en la población de Xinzo De Limia, que ofrece una gran variedad de servicios y comodidades para los residentes. Encontrarás todo lo que necesitas para tu día a día a poca distancia, como supermercados, colegios, restaurantes y transporte público. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 5776043PG0557N0005HM. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. Otras características Planta AT

Characteristics

Bathrooms

1

Year built

1982

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 75 m² but the cadastre records 97 m² (+29%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5776043PG0557N0005HM
Cadastral area
97 m²
Year built
1982
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 75.00m² en Xinzo Limia a 707€/m² (mediana zona 1044€/m², delta -32.3%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

trending_upStrengths

  • +Descuento del -32.3% frente a la mediana zonal (1044€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Xinzo Limia, Ourense

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-32.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,044 /m²
This asset
€707 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€53,000
Transfer tax (ITP) 9% — Galicia€4,770
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€59,070

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since21 Jul 2026
Last updated21 Jul 2026

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing