AtalayaAtalaya

Calle Martinete

Linares, Jaén • House • Ref: #81DB8E0E

€31,000
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Size

152 m²

Price / m²

€204

Rooms

3

OccupancyVacant
50
Calle Martinete — Linares
Photo: Solvia
1 / 34

AI visual analysis

Automated analysis · physical condition

34 of 34 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta desconchones y signos de deterioro, con grafitis y persianas bajadas.
  • •Cocina: La cocina está destripada, sin muebles ni electrodomésticos, con las paredes alicatadas y cableado expuesto.
  • •Salon: El salón tiene paredes con pintura desconchada y suelos de baldosas antiguas.
  • •Dormitorio: Un dormitorio muestra paredes con pintura desconchada y un diseño de rayas azules y blancas.

descriptionDescription

Vivienda unifamiliar compuesta por tres dormitorios y un cuarto de baño situada en la localidad de Linares, provincia de Jaén. Construida en el año 1962 cuenta con una superficie aproximada de 151,68 m². La vivienda está compuesta de dos plantas. La planta baja se distribuye en salón-comedor, cocina, patio y garaje. La planta primera está compuesta por tres dormitorios y un cuarto de baño con jacuzzi. Cuenta con suelos de gres y las estancias están para reformar. Situada en una zona a las afueras de Linares, en la que podemos encontrar colegios, estación de servicio y algunas tiendas comerciales. Se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. A una distancia de 1,2 km aproximadamente se encuentran supermercados, una farmacia, estanco, el Centro de Salud, la Cruz Roja, el parque de bomberos de Linares. Próxima al Museo de los Marqueses de Linares. Acceso por la carretera de Córdoba-Valencia y A-32, por A-6100 y A-312.

Characteristics

Bathrooms

2

Elevator

No

Year built

1962

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 151.68 m² but the cadastre records 85 m² (-44%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3468918VH4136N0001GM
Cadastral area
85 m²
Year built
1962
Cadastral use
Industrial

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 900 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 151.68m² en Linares a 204€/m² (mediana zona 985€/m², delta -79.3%). Requiere Reforma Integral. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -79.3% frente a la mediana zonal (985€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −898 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Linares, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-79.3%Strong opportunity
Scope
Municipality
Zone median
€985 /m²
This asset
€204 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-44.1%Strong opportunity
Scope
Postal code
Zone median
€365 /m²
This asset
€204 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€31,000
Transfer tax (ITP) 7% — Andalucía€2,170
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€34,470

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2024 (900 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing