AtalayaAtalaya

Calle Santa Úrsula

Valls, Tarragona • Apartment • Ref: #81773DC3

€10,600
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Size

41 m²

Price / m²

€259

Rooms

2

OccupancyUnconfirmed
35
Calle Santa Úrsula — Valls
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Piso a reformar, ubicado en Calle ursula en la cuarta planta o ático de edificio sin ascensor. Situado en el municipio de Valls provincia de Tarragona. Tiene una superficie de 41m² y 30,81 m² de superficie útil. El inmueble se encuentra dentro del casco antiguo de Valls, histórica localidad catalana que mantiene sus más ancestrales tradiciones, y que disfruta de un bello entorno natural y un patrimonio monumental de altura. Perteneciente a la provincia de Tarragona, en Catalunya, el municipio de Valls es la capital del Alt Camp, una comarca eminentemente agrícola, pero con un claro futuro turístico. Piso en estado ruinoso, necesita reforma integral. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
3518303CF5731G0005EX

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

35/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 41.00m² en Valls a 259€/m² (mediana zona 885€/m², delta -70.7%). Requiere Reforma Integral. Posesión desconocida. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -70.7% frente a la mediana zonal (885€/m²)

warningRisks

  • −916 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Valls, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-70.7%Strong opportunity
Scope
Municipality
Zone median
€885 /m²
This asset
€259 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-10.7%Good price
Scope
Postal code
Zone median
€290 /m²
This asset
€259 /m²
Samples
19
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€10,600
Transfer tax (ITP) 10% — Cataluña€1,060
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€12,960

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
11 Aug 2026
€9,000arrow_forward€10,600-17.78%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 May 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing