AtalayaAtalaya

Paseo Fuente Mayor

Jamilena, Jaén • House • Ref: #7E52287E

€121,500-32% vs area market
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Size

205 m²

Price / m²

€594

Rooms

3

OccupancyVacant
53
Paseo Fuente Mayor — Jamilena
Photo: Solvia
1 / 31

AI visual analysis

Automated analysis · physical condition

31 of 31 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: El exterior del edificio se ve en buen estado general, con balcones y barandillas bien conservadas.
  • •Cocina: La cocina presenta muebles modernos y encimeras de granito, aunque le faltan algunos electrodomésticos.
  • •Dormitorio: Se observan humedades y manchas de moho en las paredes de varios dormitorios, indicando la necesidad de una reforma.
  • •Dormitorio: Algunas paredes tienen pintura deteriorada y marcas, sugiriendo la necesidad de repintado y reparaciones.

descriptionDescription

Casa de 206 m² ubicada en Jamilena, Jaén. Se trata de una casa de 206 m² desarrollado en varias plantas y distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. La casa se sitúa en el núcleo urbano de Jamilena, con buenos accesos por la carretera JA-3309 que enlaza con la A-316 y que conecta con las localidades cercanas y facilita la salida hacia la autovía. Dispone de servicio de autobuses interurbanos, permitiendo la conexión con municipios del entorno y la capital. En la zona se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cercano al centro de salud de Jamilena y al parque Fuente Mayor, así como a espacios culturales de la localidad. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2006

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 204.57 m² but the cadastre records 229 m² (+12%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9984034VG1798S0012RU
Cadastral area
229 m²
Year built
2006
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 204.57m² en Jamilena a 594€/m² (mediana zona 876€/m², delta -32.2%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, inventario reciente (61 días).

trending_upStrengths

  • +Descuento del -32.2% frente a la mediana zonal (876€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Jamilena, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-32.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€876 /m²
This asset
€594 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+36.9%Above anchor
Scope
Province (MITMA)
Zone median
€434 /m²
This asset
€594 /m²
Samples
238
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€121,500
Transfer tax (ITP) 7% — Andalucía€8,505
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€425
Estimated total investment€131,430

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (63 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing