AtalayaAtalaya

Calle Frey Luis de Granada, s/n

Sarria, Lugo • Apartment • Ref: #7D69C64A

€145,900
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Size

111 m²

Price / m²

€1,314

Rooms

3

OccupancyVacant
62
Calle Frey Luis de Granada, s/n — Sarria
Photo: aliseda
1 / 34

AI visual analysis

Automated analysis · physical condition

34 of 34 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

Os presentamos este fabuloso piso de obra nueva ubicado en Sarria, Lugo. La vivienda se distribuye en tres habitaciones, salón-comedor, cocina y dos baños. El inmueble tiene suelos de parquet. Situado en la 4a planta del edificio. Localizado en el centro de Sarria. En sus alrededores encontramos escuelas, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y la estación de tren Estación de tren Sarria. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a LU-633. No te pierdas esta oportunidad de encontrar la casa perfecta para ti.

Characteristics

Bathrooms

2

Floor

4

Elevator

No

Terrace

No

Parking

Yes

Year built

2016

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 111 m² but the cadastre records 220 m² (+98%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
*
Cadastral area
220 m²
Year built
2016
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 848 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

62/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 111.00m² en Sarria a 1314€/m² (mediana zona 8512€/m², delta -84.6%). Estado Impecable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -84.6% frente a la mediana zonal (8512€/m²)
  • +Estado impecable: entrar a vivir sin obra
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −847 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sarria, Lugo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-84.6%Strong opportunity
Scope
Municipality
Zone median
€8,512 /m²
This asset
€1,314 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+1.6%In line
Scope
Postal code
Zone median
€1,293 /m²
This asset
€1,314 /m²
Samples
9
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€145,900
Transfer tax (ITP) 9% — Galicia€13,131
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€511
Estimated total investment€160,542

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2024 (848 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing