AtalayaAtalaya

Calle Manuel de Falla

Carolina (la), Jaén • Apartment • Ref: #7D57FAD1

€92,800-19% vs area market
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Size

131 m²

Price / m²

€711

Rooms

3

OccupancyOccupied · type to verify
48
Calle Manuel de Falla — Carolina (la)
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un buen estado general, con balcones y persianas en buen estado.
  • •Salon: El salón tiene suelos de gres y paredes pintadas, con una pared decorada con revestimiento de piedra.
  • •Cocina: La cocina está amueblada con armarios oscuros y encimera, pero le faltan electrodomésticos.
  • •General: La propiedad necesita una actualización de pintura y la instalación de electrodomésticos.

descriptionDescription

Piso de 131 m² ubicado en La Carolina, Jaén. Se trata de un piso de 131 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. Incluye una plaza de garaje en planta sótano. El piso se sitúa en el núcleo urbano de La Carolina, con buenos accesos por la autovía A-4 y la carretera A-301. Dispone de líneas de autobús interurbano con conexión con Jaén y otros municipios del entorno. En la zona podemos encontrar supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios y servicios. A pocos minutos del Centro de Salud La Carolina. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] Inscripción en el Registro de la Propiedad en trámite. La anterior situación del activo puede suponer dificultad/imposibilidad en la obtención de financiación hipotecaria por el comprador. Consultar su situación actual, así como, las condiciones de su transmisión. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Year built

2008

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
5970118VH4357S0015ZI
Cadastral area
140 m²
Year built
2008
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 130.52m² en Carolina (la) a 711€/m² (mediana zona 876€/m², delta -18.8%). Estado Mejorable. Posesión con ocupación a verificar. Zona muy_baja, inventario reciente (26 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Carolina (la), Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-18.8%Good price
Scope
Province (MITMA)
Zone median
€876 /m²
This asset
€711 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+63.8%Above anchor
Scope
Province (MITMA)
Zone median
€434 /m²
This asset
€711 /m²
Samples
238
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€92,800
Transfer tax (ITP) 7% — Andalucía€6,496
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€325
Estimated total investment€100,621
Estimated refurbishment (state: mejorable)€52,000 – €91,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (27 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing