Vivienda en Xirivella (alquilada)

Zona Centro, Xirivella, Valencia • Apartment • Ref: #7D43C721

€168,000

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Size

75 m²

Price / m²

€2,240

Rooms

OccupancyOccupied · legal tenant

Vivienda en Xirivella (alquilada) — Zona Centro, Xirivella

Photo: Alquizen

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

•Salon: Las paredes y el techo están recién pintados de blanco, pero el techo presenta algunas grietas y desniveles.
•Salon: El suelo de baldosas blancas está en buen estado general, aunque se aprecian algunas manchas y desgaste en las juntas.
•Salon: Las ventanas y puertas de balcón son antiguas, con marcos de aluminio y persianas de plástico, lo que sugiere una necesidad de actualización.

descriptionDescription

Vivienda con inquilino y contrato de alquiler vigente por 980 €/mes. Rentabilidad bruta estimada del 7,0 %. Contrato vigente hasta 08/2032. El arrendatario está al corriente de pago. Construida en 1969.

Characteristics

Bathrooms

Floor

Elevator

Terrace

Yes

Parking

Orientation

external

Year built

1969

Pool

Air conditioning

Storage room

Garden

Energy rating

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.

1917803YJ2711N

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

67/100

Confidence: High

Score breakdown

Zone delta: 25/30
Possession: 12/20
Physical state: 14/25
Legal liens: 7/15
Zone liquidity: 12/15

Vivienda de 75.00m² en Xirivella a 2240€/m² (mediana zona 1608€/m², delta +39.3%). Estado Mejorable. Posesión con inquilino legal. Zona baja, inventario reciente (0 días).

warningRisks

−Precio +39.3% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Zona Centro, Xirivella, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+39.3%Above anchor

Scope: Municipality (MITMA)
Zone median: €1,608 /m²
This asset: €2,240 /m²
Samples: 123
Period: Q4-2025
Source: MITMA

account_balancevs other bank assets

-0.1%In line

Scope: Postal code
Zone median: €2,242 /m²
This asset: €2,240 /m²
Samples: 30
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€168,000

Transfer tax (ITP) 10% — Comunitat Valenciana€16,800

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€588

Estimated total investment€186,388

Estimated refurbishment (state: mejorable)€30,000 – €52,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAlquizen

On Atalaya since16 Sept 2026

Last updated17 Sept 2026

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Aggregated data from public sources and servicer Alquizen. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing