AtalayaAtalaya

Plaza Mercat, 2

Vendrell (el), Tarragona • Retail • Ref: #7B601A88

€520,003
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Size

453 m²

Price / m²

€1,147

OccupancyOccupied · no titleDeduced by AI
60
Plaza Mercat, 2 — Vendrell (el)
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Actualmente no es posible realizar visitas al interior del inmueble. El precio del inmueble ha sido fijado en atención a que el inmueble se adquiere por el comprador en estado ocupado por lo que no aplicará dicho precio si en el momento de la formalización de la escritura pública el inmueble se encontrara libre de ocupantes. Edificio en Plaça del Mercat, ubicado en el centro histórico de El Vendrell. Junto al Mercado Municipal y la Estación de Renfe; con todos los servicios a pie de calle. Consta de dos locales comerciales, el primero dispone de 78,5 m2 y el segundo de 110,5 m2; y dos viviendas 132 m2 cada una de ellas. Existe derecho de vuelo de una planta más. El edifico se encuentra ocupado, por lo que no disponemos de la posesión. Ideal para inversión. 600000

Characteristics

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1850

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 453 m² but the cadastre records 94 m² (-79%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7443401CF7674C0003SQ
Cadastral area
94 m²
Year built
1850
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
2/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
11/15

Local comercial planta calle de 453.00m² en Vendrell (el) a 1147€/m² (mediana zona 433€/m², delta %). con ocupación irregular. Zona baja sin fecha de publicación fiable.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 213 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • −IA detectó: El edifico se encuentra ocupado, por lo que no disponemos de la posesión.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vendrell (el), Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+164.9%Above anchor
Scope
Province (MITMA)
Zone median
€433 /m²
This asset
€1,147 /m²
Samples
213
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€520,003
Transfer tax (ITP) 10% — Cataluña€52,000
Notary (est.)€780
Land Registry (est.)€520
Admin agency (est.)€1,820
Estimated total investment€575,123

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing