AtalayaAtalaya

Calle Portal

Fuliola (la), Lleida • House • Ref: #7ABCBA6F

€32,000
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Size

166 m²

Price / m²

€193

Rooms

1

OccupancyVacant
48
Calle Portal — Fuliola (la)
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un revestimiento muy deteriorado y desprendido en varias zonas, dejando a la vista la mampostería.
  • •Fachada: Las ventanas carecen de carpintería o están muy deterioradas, con huecos expuestos.
  • •Fachada: Se observan cables eléctricos expuestos en la fachada, lo que indica un estado de abandono o necesidad de reforma.

descriptionDescription

Chalet Adosado de segunda mano en venta de 226 m² situado en La Fuliola, Lleida. Cuenta con una superficie de 226 m² distribuidos en varias dependencias. Se encuentra próximo de varios servicios locales como pueden ser restaurantes, alojamientos y talleres. Tiene buen acceso rodado por carretera mediante la C-53 y dispone de varias paradas de autobús. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Consultar su situación actual, así como, sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
5299403CG3250S0001HM

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 517 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 166.00m² en Fuliola (la) a 193€/m² (mediana zona 1602€/m², delta -88.0%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, stock estancado (514 días).

trending_upStrengths

  • +Descuento del -88.0% frente a la mediana zonal (1602€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −514 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fuliola (la), Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-88.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,602 /m²
This asset
€193 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-57.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€449 /m²
This asset
€193 /m²
Samples
306
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€32,000
Transfer tax (ITP) 10% — Cataluña€3,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€36,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2025 (517 days)
On Atalaya since28 Aug 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing