AtalayaAtalaya

Avenida De la Libertad

Rafal, Alicante • Apartment • Ref: #7A3406F0

€221,700
open_in_newView original listing

Get new bank-owned properties in Rafal under your budget by email. Free.

Size

480 m²

Price / m²

€462

Rooms

2

OccupancyVacant
75
Avenida De la Libertad — Rafal
Photo: Solvia
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: Los muebles de cocina son de madera y se ven algo anticuados, aunque funcionales. Faltan electrodomésticos.
  • •Salon: El salón tiene paredes blancas y suelo de baldosas, con un aspecto general limpio pero sin mobiliario.
  • •Dormitorio: Los dormitorios tienen armarios empotrados de madera y suelo de baldosas, con un aspecto sencillo y funcional.
  • •Fachada: La fachada del edificio es de color claro con balcones y persianas, en buen estado general.

descriptionDescription

Pisos en venta en Rafal, Alicante. Se trata de un lote formado por 7 pisos con superficies desde 67 m² hasta 71 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 2 baños. El edificio se sitúa en el núcleo urbano de Rafal, ofreciendo una localización privilegiada con buenos accesos por la carretera CV-913 y la autovía AP-7, que conecta con importantes ciudades cercanas. En cuanto a las comunicaciones públicas, Rafal cuenta con líneas de autobuses que facilitan el transporte hacia y desde las localidades vecinas. En esta población se pueden encontrar servicios esenciales como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias. Además, Rafal está cerca de puntos de interés como el Hospital Vega Baja en Orihuela y el Parque Natural de las Lagunas de La Mata y Torrevieja, que ofrece un entorno natural atractivo para los residentes. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2008

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 479.62 m² but the cadastre records 77 m² (-84%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8901304XH8280S0009WD
Cadastral area
77 m²
Year built
2008
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 540 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

75/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
5/15

Vivienda de 479.62m² en Rafal a 462€/m² (mediana zona 1321€/m², delta -65.0%). Estado Mejorable. Posesión libre. Zona muy_baja, stock estancado (538 días).

trending_upStrengths

  • +Descuento del -65.0% frente a la mediana zonal (1321€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −538 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rafal, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-65.0%Strong opportunity
Scope
Municipality
Zone median
€1,321 /m²
This asset
€462 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-16.8%Good price
Scope
Postal code
Zone median
€555 /m²
This asset
€462 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€221,700
Transfer tax (ITP) 10% — Comunitat Valenciana€22,170
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€776
Estimated total investment€245,646
Estimated refurbishment (state: mejorable)€192,000 – €335,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2025 (540 days)
On Atalaya since13 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Rafal by AI score

Oscar Espla
79

Oscar Espla

€67,000

€555/m² · 120.65 m²

View analysisarrow_forward
Piso en Doctor Mazon
59

Piso en Doctor Mazon

€80,000

€714/m² · 112 m²

View analysisarrow_forward
Avenida De la Libertad - C/ Carlos Irles - Conjunto Residencial Vegamar Ii
52

Avenida De la Libertad - C/ Carlos Irles - Conjunto Residencial Vegamar Ii

€99,000

€1,395/m² · 70.98 m²

View analysisarrow_forward
Calle Marqués de Rafal
50

Calle Marqués de Rafal

€53,000

€699/m² · 75.8 m²

View analysisarrow_forward
Calle Agustín Bertomeu (edif. los Naranjos Ii)
31

Calle Agustín Bertomeu (edif. los Naranjos Ii)

€32,000

€320/m² · 100 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing