AtalayaAtalaya

Calle Justícia

Santa Margalida, Illes Balears • House • Ref: #79E79798

€245,000
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Size

338 m²

Price / m²

€725

Rooms

4

OccupancyOccupied · type to verify
33
Calle Justícia — Santa Margalida
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: Se aprecian paredes sin pintar y el techo con vigas de madera expuestas, indicando una obra en curso.
  • •Cocina: Una de las cocinas está destripada, con muebles incompletos y escombros en el suelo.
  • •Fachada: La fachada exterior muestra un estado de abandono, con paredes sucias y ventanas tapiadas.
  • •Exterior: Hay escombros y suciedad en el suelo del exterior y en el pasillo de entrada.

descriptionDescription

Vivienda independiente situada en Santa Margalida, Islas Baleares. Cuenta con una superficie de 338 m² distribuidos en varias plantas, con 4 dormitorios y 4 baños. El estado del inmueble requiere reformas. Ubicado en una zona tranquila residencial, a pocos minutos a pie del centro urbano donde podrá encontrar todo tipo de servicios básicos necesarios como, gasolinera, sucursales bancarias, restaurantes, comercios, etc. Cuenta con buena comunicación tanto pública con una parada de autobús a menos de 500 metros, como privada a través de la Ma-3410 desde la que podrá desplazarse con facilidad a poblaciones cercanas y llegar a la costa, que está a menos de 30 minutos en vehículo. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Consultar su situación actual, así como, sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

4

Year built

2000

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 337.9 m² but the cadastre records 381 m² (+13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8744617ED0984S0001FF
Cadastral area
381 m²
Year built
2000
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1916 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

33/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 337.90m² en Santa Margalida a 725€/m² (mediana zona 5252€/m², delta -86.2%). Requiere Reforma Integral. Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -86.2% frente a la mediana zonal (5252€/m²)

warningRisks

  • −1912 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Margalida, Illes Balears

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-86.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€5,252 /m²
This asset
€725 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-78.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,432 /m²
This asset
€725 /m²
Samples
124
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€245,000
Transfer tax (ITP) 8% — Illes Balears€19,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€858
Estimated total investment€266,458

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2021 (1916 days)
On Atalaya since12 May 2026
Last updated28 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing