AtalayaAtalaya

Calle De las Eras

Meco, Madrid • House • Ref: #797D16DA

€426,000-51% vs area market
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Size

185 m²

Price / m²

€2,299

Rooms

3

OccupancyVacant
70
Calle De las Eras — Meco
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •El exterior presenta un patio embaldosado con vegetación descuidada y paredes de ladrillo visto.
  • •El salón tiene suelos de tarima flotante y una chimenea, con paredes pintadas en tonos amarillentos y un aire acondicionado.
  • •La cocina está equipada con muebles blancos y encimera oscura, pero se aprecian signos de desgaste y falta de algunos electrodomésticos.
  • •Los dormitorios tienen armarios empotrados de madera y suelos de tarima, con paredes en tonos claros.

descriptionDescription

Casa adosada de 185 m² ubicada en Meco, Madrid. Se trata de una vivienda unifamiliar compuesta de planta sótano destinada a dos plazas de garaje, planta baja y primera destina a vivienda en la que cuenta con salón-comedor con chimenea, cocina, 3 dormitorios y 3 baños. La vivienda se sitúa en el núcleo urbano de la localidad, con buenos accesos por la A-2. La zona cuenta con transporte público mediante líneas de autobús interurbano y estación de tren de Cercanías Renfe, que conecta con Madrid y municipios del entorno. En el entorno inmediato se localizan supermercados, centros educativos, instalaciones deportivas, restaurantes y otros servicios comerciales. A pocos minutos se encuentra el centro comercial Belvalle, así como centro de salud y diferentes equipamientos municipales. Con nuestros servicios podrá encontrar casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

3

Year built

1997

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 185.26 m² but the cadastre records 264 m² (+43%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2197603VK7829N0002UE
Cadastral area
264 m²
Year built
1997
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 215 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 185.26m² en Meco a 2299€/m² (mediana zona 4707€/m², delta -51.2%). Estado Mejorable. Posesión libre. Zona muy_baja, 213 días en mercado.

trending_upStrengths

  • +Descuento del -51.2% frente a la mediana zonal (4707€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Meco, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-51.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€4,707 /m²
This asset
€2,299 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-27.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,158 /m²
This asset
€2,299 /m²
Samples
718
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€426,000
Transfer tax (ITP) 6% — Madrid€25,560
Notary (est.)€639
Land Registry (est.)€426
Admin agency (est.)€1,491
Estimated total investment€454,116
Estimated refurbishment (state: mejorable)€74,000 – €129,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (215 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing