AtalayaAtalaya

Calle Temple 6, Esc. 1ª, 2º Izda

Casco Histórico, Zaragoza • Other · Auction • Ref: #773B7A7F

€83,387
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OccupancyUnconfirmed
37
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Bien inmueble, sito en la C/ Temple núm .6, es. 1ª, 2º izda de Zaragoza, con una superficie de 51,16 metros cuadrados. Finca núm. 31592 del Registro de la Propiedad núm. 2 de Zaragoza

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€50,385
Detalle cargasHipoteca a favor de CAJA DE AHORROS DE VALENCIA, CASTELLON Y ALICANTE -BANCAJA- por 42070.85 EUR de principal, más intereses y costas. Anotación preventiva de embargo letra A a favor de BANKIA, S.A. por 28783.14 EUR de principal, más 8000 EUR para intereses y costas. Anotación preventiva de embargo letra B a favor de COMUNIDAD DE PROPIETARIOS C/ TEMPLE 6 por 1604.52 EUR de principal, más 400 EUR para intereses y costas. Acumulación de ejecución de títulos judiciales N° 24/2020 del Juzgado de Primera Instancia N° Tres de Tarragona, ampliando la ejecución en 3997.16 EUR de principal y 1199.80 EUR de intereses y costas.
Hipoteca€42,071
Comunidad€1,605
Embargos€33,981
Puja mínima€83,387
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva, afeccion_fiscal
Análisis riesgoExisten múltiples cargas, incluyendo hipoteca y varios embargos, y la situación de ocupación es desconocida, lo que aumenta el riesgo del proceso de adjudicación y posesión.

assignmentCadastral data

Cadastral ref.
6438614XM7163G0004LG
Cadastral area
61 m²
Year built
1935
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

37/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
7/15

Subasta BOE en Zaragoza a 83,387€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 13 días.

trending_upStrengths

  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Casco Histórico, Zaragoza, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Municipality
Zone median
€2,599 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€83,387
Transfer tax (ITP) 8% — Aragón€6,671
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€91,358

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 14 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (6 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing