AtalayaAtalaya

Calle Fernández Santiago, s/n

Posadas, Córdoba • Retail • Ref: #71593D75

€204,550
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Size

492 m²

Price / m²

€415

OccupancyOccupied · legal tenant
48
Calle Fernández Santiago, s/n — Posadas, Posadas
Photo: aliseda
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Edificio de oficinas para reformar en venta en Posadas (Córdoba). Edificio de oficinas situado en la calle Fernández Santiago de Posadas. Dispone de un cómodo acceso a pie de calle con gandes balcones y ventanas enrejadas en forja decorativa de color negro, patio interior y terraza en la azotea. Se encuentra en una zona muy transitada del centro de la localidad, con rápido acceso a las principales carreteras y a la estación de tren. Resulta ideal para crear un entorno profesional. ¿Necesitas más información? Contacta con nosotros y te informaremos sin compromiso.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1930

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 492 m² but the cadastre records 224 m² (-54%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4560208UG1846S0002TU
Cadastral area
224 m²
Year built
1930
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2071 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
12/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
3/15

Local comercial planta calle de 492.00m² en Posadas a 415€/m² (mediana zona 432€/m², delta -3.9%). con inquilino legal. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 31 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • −2070 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Posadas, Posadas, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-3.9%In line
Scope
Province (MITMA)
Zone median
€432 /m²
This asset
€415 /m²
Samples
29
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€204,550
Transfer tax (ITP) 7% — Andalucía€14,319
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€716
Estimated total investment€220,585

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceDec 2020 (2071 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing