AtalayaAtalaya

Bº de Jurrio

Parbayón, Piélagos, Cantabria • House • Ref: #6F37D094

€275,000-44% vs area market
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Size

290 m²

Price / m²

€948

Rooms

3

OccupancyVacant
71
Bº de Jurrio — Parbayón, Piélagos
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: La cocina está destripada, con muebles antiguos y sin electrodomésticos.
  • •Salon: El salón presenta paredes con pintura deteriorada y el suelo de madera está dañado en algunas zonas.
  • •Dormitorio: Los dormitorios tienen paredes con manchas y desconchones, y las ventanas son antiguas.
  • •Bano: El baño tiene sanitarios antiguos y azulejos deteriorados.

descriptionDescription

Chalet aislado de 290,8 m² ubicado en Parbayón, Piélagos, Cantabria. Se trata de un chalet de 290,8 m² distribuidos en un amplio salón-comedor, cocina equipada, tres modernos dormitorios y dos baños completos. Este activo se sitúa en el núcleo urbano de Piélagos, específicamente en la pedanía de Parbayón, ofreciendo excelentes accesos a través de la carretera autonómica CA-230. Además, cuenta con comunicaciones públicas mediante las líneas de autobús que conectan el área con otras localidades cercanas y la estación del tren. En Parbayón, encontramos servicios esenciales como supermercados, restaurantes y oficinas bancarias que facilitan la vida diaria. Destacan puntos de interés cercanos como el Parque Natural de las Dunas de Liencres, ideal para disfrutar del entorno natural, y la Playa de Valdearenas, que se encuentra a escasos kilómetros. También existen centros educativos y deportivos, y el Hospital Universitario Marqués de Valdecilla está accesible a través de la autovía A-67. Con nuestros servicios podrá encontrar el chalet que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
000809700VP20D0001RG
Cadastral area
290 m²
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 609 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

71/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 290.00m² en Piélagos a 948€/m² (mediana zona 1690€/m², delta -43.9%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, stock estancado (608 días).

trending_upStrengths

  • +Descuento del -43.9% frente a la mediana zonal (1690€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −608 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Parbayón, Piélagos, Cantabria

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-43.9%Strong opportunity
Scope
Neighbourhood
Zone median
€1,690 /m²
This asset
€948 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+9.6%Above anchor
Scope
City
Zone median
€865 /m²
This asset
€948 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€275,000
Transfer tax (ITP) 10% — Cantabria€27,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€963
Estimated total investment€304,463

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2024 (609 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing