AtalayaAtalaya

Calle Manuel Lamela

Puerta Bonita, Madrid • Retail • Ref: #6F29B9DE

€187,500
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Size

120 m²

Price / m²

€1,563

OccupancyVacant
57
Calle Manuel Lamela — Puerta Bonita, Madrid
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •El interior de la propiedad muestra un espacio diáfano con suelos de terrazo desgastados y paredes con manchas de humedad.
  • •Las instalaciones eléctricas están a la vista y parecen antiguas, con cuadros eléctricos y cableado expuesto.
  • •Los baños tienen un aspecto funcional pero envejecido, con azulejos y sanitarios que sugieren una reforma necesaria.
  • •La fachada del edificio es de ladrillo visto y presenta un aspecto cuidado, con balcones y persianas en buen estado.

descriptionDescription

Local comercial de 120 m² ubicado en Madrid. Se trata de un local comercial de 120 m² distribuidos en varias dependencias. Cuenta con acceso directo desde calle, lo que facilita la entrada y salida de clientes y proveedores. Local comercial situado en el barrio de Puerta Bonita, dentro del núcleo urbano, con buenos accesos por la M-40 y la A-42. Dispone de comunicaciones públicas mediante varias líneas de autobús y estación de metro cercana. En la zona se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca del Centro Comercial Islazul y del Hospital Central de la Defensa Gómez Ulla. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. Inmueble sujeto a 4 meses de carencia. Consultar bases legales en el apartado de documentos de la ficha de producto.

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7810907VK3771B

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 827 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
4/15

Local comercial planta calle de 120.00m² en Madrid a 1563€/m² (mediana zona 1598€/m², delta -2.2%). libre. Zona alta, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 29 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −826 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Puerta Bonita, Madrid, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-2.1%In line
Scope
City
Zone median
€1,597 /m²
This asset
€1,563 /m²
Samples
27
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€187,500
Transfer tax (ITP) 6% — Madrid€11,250
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€656
Estimated total investment€200,406

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2024 (827 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing