AtalayaAtalaya

Calle Sant Elm

Malgrat de Mar, Barcelona • Apartment • Ref: #6DD1836B

€219,000
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Size

89 m²

Price / m²

€2,465

Rooms

2

OccupancyVacant
58
Calle Sant Elm — Malgrat de Mar
Photo: Solvia
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de segunda mano en planta baja de edificio residencial sito en el municipio de Malgrat de Mar en la provincia de Barcelona. Distribuido en recibidor,comedor-estar, trastero, distribuidor, dos baños, cocina y dos dormitorios. Cuenta con puerta de entrada de seguridad, ventanas de aluminio con cámara de doble acristalamiento, persianas de plástico, carpintería interior de madera, pintura lisa, solados de gres y baño con sanitario y grifería mono mando. Malgrat de Mar es una localidad turítico costera en la comarca del Maresme, Se encuentra en una situación privilegiada. A pocos kilómetros de Mataró y de Blanes, ya en la Costa Brava, recibe la influencia de estas dos capitales sin perder su propia identidad. Con más de 4,5 km de playas Malgrat de Mar es naturaleza, patrimonio, história, cultura, gastronomía, compras y ocio. Las conexiones son directas, modernas y de calidad: autopista C-32 y las carreteras NII y B-682. Cuenta con estación de tren de la línea R1.

Characteristics

Bathrooms

2

Elevator

No

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 88.86 m² but the cadastre records 115 m² (+29%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9006826DG7190N0002HL
Cadastral area
115 m²
Year built
2008
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 258 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

58/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 88.86m² en Malgrat de Mar a 2465€/m² (mediana zona 2412€/m², delta +2.2%). Buen Estado. Posesión libre. Zona muy_baja, 257 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Malgrat de Mar, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+2.2%In line
Scope
Municipality
Zone median
€2,412 /m²
This asset
€2,465 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+64.6%Above anchor
Scope
Postal code
Zone median
€1,498 /m²
This asset
€2,465 /m²
Samples
28
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€219,000
Transfer tax (ITP) 10% — Cataluña€21,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€767
Estimated total investment€242,667

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2025 (258 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing