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AtalayaAtalaya

Historiador Cardus

Terrassa, BarcelonaApartmentRef: #6D8D2B4F

€25,000
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Size

67 m²

Price / m²

€373

Rooms

2

OccupancyUnconfirmed
45
Historiador Cardus — Terrassa
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Vivienda a la venta en el municipio de Terrassa, provincia de Barcelona. Se localiza en una zona totalmente consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes, lúdico, y deportivas, con infraestructuras en buen estado de conservación y mantenimiento. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia. Novisitable. Se vende prondiviso. La vivienda dispone de dos dormitorios, baño, aseo, salón-comedor y cocina. [Aviso legal] La parte vendedora es propietaria de una participación indivisa del Inmueble, no siendo por ello, propietaria del 100% en pleno dominio. Dicha participación indivisa podría ser objeto de adquisición por parte del resto de copropietarios. El Inmueble se transmitirá: (i) como cuerpo cierto y a tanto alzado (ii) como un todo, inseparable (iii) en el estado registral y catastral en el que se encuentre (iv) en el estado físico, calidades, jurídico, urbanístico, administrativo, de licencias, de protección, de conservación y limpieza en el que se encuentre (v) al corriente de Gastos e Impuestos que por Ley corresponda al Vendedor sobre el porcentaje de propiedad que ostenta la parte vendedora. y (vi) sin dotación de servicios y suministros. El Adquirente asumirá: (i) la situación física y estado de conservación (ii) la situación urbanística (iii) las discrepancias entre la realidad física y la realidad registral y catastral o en la cabida del Inmueble (iv) la adecuación registral y catastral del Inmueble y (v) los tramites que conlleven la obtención de la Posesión Judicial del Inmueble. El precio de venta de este Inmueble se ha determinado en base a las anteriores circunstancias, que han supuesto un menor valor del mismo, y que deberán ser expresamente aceptadas por el adquirente en la formalización de la transmisión del Inmueble. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Elevator

No

Year built

1960

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
9033016DG1093D0008JQ
Cadastral area
67 m²
Year built
1960
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 67.00m² en Terrassa a 373€/m² (mediana zona 2496€/m², delta -85.1%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -85.1% frente a la mediana zonal (2496€/m²)

warningRisks

  • 913 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-85.1%Strong opportunity
Scope
Municipality
Zone median
€2,496 /m²
This asset
€373 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-78.2%Strong opportunity
Scope
Postal code
Zone median
€1,710 /m²
This asset
€373 /m²
Samples
127
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€25,000
Transfer tax (ITP) 10% — Cataluña€2,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€28,800

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 May 2026
Last updated27 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing