AtalayaAtalaya

Piso en Venta en Calle San Miguel, 42

Arcos, Burgos • Apartment • Ref: #6CFD29FD

€50,000
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Size

278 m²

Price / m²

€180

Rooms

4

OccupancyUnconfirmed
26
Piso en Venta en Calle San Miguel, 42 — Arcos
Photo: Diglo

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Pasillo: Las paredes muestran desconchones y suciedad generalizada.
  • •Pasillo: La escalera presenta un aspecto muy deteriorado con pintura desgastada y suciedad.
  • •Pasillo: El suelo de baldosas está sucio y con manchas.

descriptionDescription

Excelente oportunidad para adquirir una casa unifamiliar en venta en la localidad de Arcos en Burgos. Con una superficie de 163 m². cuatro habitaciones y dos cuartos de baño y un patio privado de 35m² La Vivienda está localizada en la población de Arcos, que ofrece una gran variedad de servicios y comodidades para los residentes. Encontrarás todo lo que necesitas para tu día a día a poca distancia, como supermercados, colegios, restaurantes y transporte público. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 7696652VM3779N0001PX. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. Otras características Planta PB Calificación Energética E

Characteristics

Bathrooms

2

Year built

1920

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 278 m² but the cadastre records 318 m² (+14%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7696652VM3779N0001PX
Cadastral area
318 m²
Year built
1920
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 278.00m² en Arcos a 180€/m² (mediana zona 1335€/m², delta -86.5%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

trending_upStrengths

  • +Descuento del -86.5% frente a la mediana zonal (1335€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arcos, Burgos

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-86.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,335 /m²
This asset
€180 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-89.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,708 /m²
This asset
€180 /m²
Samples
243
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€50,000
Transfer tax (ITP) 8% — Castilla y León€4,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€55,300

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since23 Jul 2026
Last updated23 Jul 2026

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing