AtalayaAtalaya

Calle Tordera

Vallgorguina, Barcelona • House • Ref: #6B112402

€340,000-34% vs area market
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Size

243 m²

Price / m²

€1,399

Rooms

4

OccupancyVacant
60
Calle Tordera — Vallgorguina
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •El exterior de la propiedad parece estar en buen estado, con una fachada bien conservada y un acceso vallado.
  • •El interior muestra signos de necesitar una reforma importante, con paredes y techos en mal estado y suelos desgastados.
  • •Hay humedades visibles en algunas paredes y la pintura está deteriorada en varias habitaciones.
  • •Las instalaciones parecen antiguas y requieren una actualización completa.

descriptionDescription

Vivienda situada en la Calle Tordera localidad de Vallgorguina, en la provincia de Barcelona. La vivienda tiene una superficie construida de 243 m2 y está distribuida en un amplio hall de entrada, que da acceso a una cocina independiente muy luminosa, y un pasillo que distribuye a un gran salón comedor, dormitorios siendo una de ellas habitación doble, y cuarto de baño completo. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia.

Characteristics

Bathrooms

3

Year built

1982

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
8414001DG5181S0001XG
Cadastral area
262 m²
Year built
1982
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 243.00m² en Vallgorguina a 1399€/m² (mediana zona 2119€/m², delta -34.0%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, 136 días en mercado.

trending_upStrengths

  • +Descuento del -34.0% frente a la mediana zonal (2119€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vallgorguina, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-34.0%Strong opportunity
Scope
Municipality
Zone median
€2,119 /m²
This asset
€1,399 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-16.1%Good price
Scope
Province (MITMA)
Zone median
€1,668 /m²
This asset
€1,399 /m²
Samples
3726
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€340,000
Transfer tax (ITP) 10% — Cataluña€34,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,190
Estimated total investment€376,190

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2026 (138 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing