AtalayaAtalaya

Piso en Cienfuegos

Playa de Fenals, Lloret de Mar, Girona • Apartment • Ref: #6A2AFBD8

€260,000
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Size

82 m²

Price / m²

€3,171

Rooms

1

OccupancyUnconfirmed
41
Piso en Cienfuegos — Playa de Fenals, Lloret de Mar
Photo: Hipoges
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Encantador piso dúplex en Lloret de Mar: Naturaleza, confort y estilo. ¿Estás buscando un hogar acogedor en un entorno natural único? Este precioso piso es la oportunidad ideal para disfrutar de la costa y el confort. Es un refugio ideal para los amantes de la playa, el mar y la variada oferta de ocio. En la planta baja encontramos un amplio y luminoso salón-comedor con cocina integrada, balcón y habitación con armario empotrado; y en la planta superior, dormitorio con baño en suite y amplia terraza. El inmueble cuenta con armarios emportrados, suelos de gres, aire acondicionado y los mencionadas terrazas cubiertas de 6,81 metros 1ª planta y 9,31 metros de terraza descubierta en planta 2ª. Se encuentra ubicado en la localidad de Lloret de Mar, provincia de Girona. Este piso se encuentra en una de las zonas más dinámicas del municipio, a pocos minutos de la Playa de Fenals. Lloret de Mar es un municipio y localidad española de la provincia de Gerona, en la comunidad autónoma de Cataluña. El término municipal, ubicado junto al mar Mediterráneo, en la Costa Brava, pertenece a la comarca de la Selva y tiene una población de 43. 000 habitantes (INE 2025). Por lo tanto la vivienda tiene cercanos todos los servicios, equipamientos y atractivos necesarios para establecer tu nuevo hogar. No lo dudes, invertir en el inmueble que te ofrecemos será una apuesta segura. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Floor

4

Elevator

Yes

Terrace

Yes

Parking

No

Year built

2004

Pool

No

Air conditioning

Yes

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5862201DG8156S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

41/100

Confidence: Medium

Score breakdown

Zone delta
1/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 82.00m² en Lloret de Mar a 3171€/m² (mediana zona 2928€/m², delta +8.3%). Buen Estado. Posesión desconocida. Zona baja, inventario reciente (68 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Playa de Fenals, Lloret de Mar, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+8.3%Above anchor
Scope
Municipality
Zone median
€2,928 /m²
This asset
€3,171 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+92.6%Above anchor
Scope
City
Zone median
€1,646 /m²
This asset
€3,171 /m²
Samples
27
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€260,000
Transfer tax (ITP) 10% — Cataluña€26,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€910
Estimated total investment€287,910

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since23 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing