AtalayaAtalaya

Calle Garrotxa, 21

Mataró, Barcelona • Apartment • Ref: #68467A38

€119,970-51% vs area market
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Size

95 m²

Price / m²

€1,262

Rooms

4

OccupancyOccupied · legal tenant
69
Calle Garrotxa, 21 — Mataró
Photo: holapisos
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •La cocina presenta azulejos antiguos y faltantes, con una encimera y fregadero ausentes, lo que indica una necesidad de reforma completa.
  • •El baño tiene azulejos antiguos y un espejo con iluminación desactualizada, sugiriendo una renovación necesaria.
  • •El salón y los dormitorios tienen paredes con pintura desgastada y suelos de terrazo, requiriendo una actualización estética.
  • •Una de las habitaciones tiene las paredes pintadas de rosa con grafitis, lo que indica un estado de conservación deficiente.

descriptionDescription

Piso en Mataro, Barcelona, perfecto para familias. El inmueble dispone de una superficie de 95 m² distribuidos en 4 habitaciones, salón-comedor con acceso al balcón, cocina equipada con horno y acceso al lavadero además de 1 baño completo. El inmueble es muy luminoso y tiene suelos de parquet. Situado en la 2a planta del edificio, sin ascensor. Localizado en el corazón de Mataro, en sus alrededores encontramos la Escola La Llantia, supermercados, bancos, farmacias, oficinas de correos y centros deportivos. Con fácil acceso a Autopista del Maresme.

Characteristics

Bathrooms

1

Floor

2

Elevator

No

Terrace

No

Parking

No

Year built

1983

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1993701DF5919S0011JJ
Cadastral area
95 m²
Year built
1983
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1082 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
12/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 95.00m² en Mataró a 1262€/m² (mediana zona 2571€/m², delta -50.9%). Requiere Reforma Integral. Posesión con inquilino legal. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -50.9% frente a la mediana zonal (2571€/m²)

warningRisks

  • −1081 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mataró, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-50.9%Strong opportunity
Scope
Municipality
Zone median
€2,571 /m²
This asset
€1,262 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-23.0%Good price
Scope
Postal code
Zone median
€1,638 /m²
This asset
€1,262 /m²
Samples
27
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€119,970
Transfer tax (ITP) 10% — Cataluña€11,997
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€133,387

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 May 2026
€131,400arrow_forward€119,970-8.7%

Listing intel

SourceAliseda
On the market sinceSept 2023 (1082 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing