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Calle Llum

Vendrell (el), TarragonaHouseRef: #67ECE806

€350,000-21% vs area market
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Size

237 m²

Price / m²

€1,479

Rooms

4

OccupancyVacant
72
Calle Llum — Vendrell (el)
Photo: Solvia
1 / 28

AI visual analysis

Automated analysis · physical condition

28 of 28 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Oportunidad de Magnífica vivienda unifamiliar que consta de tres plantas sobre rasante, compuesta por cuatro dormitorios y dos cuartos de baño, con una superficie construida de 237 m².. Se encuentra situado en el municipio de El Vendrell, en la provincia de Tarragona. La vivienda está compuesta de tres plantas. La planta primera con 80 m² dispone de un espacio diáfano para el garaje y consta de recibidor, zona de porche en la entrada, salón-comedor, cocina, un cuarto de baño. La planta segunda, con distribuidor que da a tres dormitorios y acceso a una amplia terraza exterior. La planta tercera es un espacio totalmente diáfano sin distribución que funciona como buhardilla. La vivienda dispone de chimenea, jardín y garaje. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público. Con nuestros servicios podrá conocer las posibilidades reales de este activo y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Elevator

No

Year built

1998

Pool

No

Air conditioning

No

Heating

Yes

Garden

No

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
3821015CF7632S0001ZP
Cadastral area
232 m²
Year built
1998
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 914 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

72/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 236.63m² en Vendrell (el) a 1479€/m² (mediana zona 1871€/m², delta -20.9%). Buen Estado. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -20.9% frente a la mediana zonal (1871€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 912 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vendrell (el), Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-20.9%Good price
Scope
Municipality (MITMA)
Zone median
€1,871 /m²
This asset
€1,479 /m²
Samples
275
Period
Q4-2025
Source
MITMA

account_balancevs other bank assets

+18.4%Above anchor
Scope
Postal code
Zone median
€1,249 /m²
This asset
€1,479 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€350,000
Transfer tax (ITP) 10% — Cataluña€35,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,225
Estimated total investment€387,225

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2024 (914 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Vendrell (el) by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing