AtalayaAtalaya

Paseo Generalitat, s/n

Vic, Barcelona • Apartment • Ref: #66CE2F6C

€132,500-31% vs area market
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Size

94 m²

Price / m²

€1,409

Rooms

3

OccupancyOccupied · old rent
54
Paseo Generalitat, s/n — Vic
Photo: holapisos
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Vivienda ubicada en Vic, Barcelona, ideal para familias. Con una superficie de 94 metros cuadrados construidos distribuidos en 3 habitaciones y 2 baños. Se encuentra cerca del centro de Vic. El entorno ofrece colegios, transporte público y supermercados cercanos, asegurando una vida práctica y bien conectada. La zona cuenta con buenos accesos por carretera. La zona ofrece un entorno agradable con amplias aceras y zonas verdes cercanas. El municipio de Vic cuenta con una amplia oferta de servicios sanitarios, educativos y comerciales. La ubicación permite disfrutar de un ambiente tranquilo y familiar, con todos los servicios necesarios a pocos minutos. En los alrededores se pueden encontrar farmacias, centros médicos y áreas recreativas para el disfrute de toda la familia. La red de transporte público facilita la movilidad hacia otras zonas de la provincia, ofreciendo conexiones directas y frecuentes.

Characteristics

Bathrooms

2

Floor

4

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
8012106DG3481S
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 467 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
6/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 94.00m² en Vic a 1409€/m² (mediana zona 2041€/m², delta -31.0%). Estado Pendiente De Análisis Visual. Posesión con inquilino de renta antigua. Zona baja, stock estancado (466 días).

trending_upStrengths

  • +Descuento del -31.0% frente a la mediana zonal (2041€/m²)

warningRisks

  • −Aliseda indica alquiler social obligatorio (renta protegida por ley)
  • −466 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vic, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-31.0%Strong opportunity
Scope
Municipality
Zone median
€2,041 /m²
This asset
€1,409 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+14.7%Above anchor
Scope
Postal code
Zone median
€1,228 /m²
This asset
€1,409 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€132,500
Transfer tax (ITP) 10% — Cataluña€13,250
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€464
Estimated total investment€147,214

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2025 (467 days)
On Atalaya since30 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing