AtalayaAtalaya

Calle Doctor Trueta y C/ Josep Carner

Lleida • Retail • Ref: #65B01FCA

€158,000
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Size

273 m²

Price / m²

€578

OccupancyVacant
69
Calle Doctor Trueta y C/ Josep Carner — Lleida
Photo: Solvia
1 / 25

AI visual analysis

Automated analysis · physical condition

25 of 25 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio parece moderno y en buen estado general.
  • •Exterior: No se aprecian daños estructurales ni de acabados en el exterior del edificio.

descriptionDescription

Promoción de locales en Lérida. Situada en el casco urbano, estos activos ofrecen buena conexión por transporte público como el autobús con las líneas 5 y 7 o por transporte privado con fácil acceso a la LL-11 que comunica con las localidades aledañas en pocos minutos. A pocos minutos de su ubicación, podemos encontrar múltiples servicios como colegio, institutos, complejos deportivos, parques, supermercados, cafeterías, restaurantes, farmacias, centro de salud y hospitales. Los locales cuentan con superficies desde 84 m² a 267 m² con acceso directo desde la calle. Con los servicios prestados podrá conocer las posibilidades reales para instalar su negocio en estos locales y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

Yes

Year built

2018

Pool

No

Garden

No

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
14/15

Local comercial planta calle de 273.19m² en Lleida a 578€/m² (mediana zona 491€/m², delta %). libre. Zona media, inventario reciente (74 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 51 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lleida, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+17.7%Above anchor
Scope
City
Zone median
€491 /m²
This asset
€578 /m²
Samples
51
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€158,000
Transfer tax (ITP) 10% — Cataluña€15,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€553
Estimated total investment€175,353
Estimated refurbishment (state: mejorable)€109,500 – €191,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (75 days)
On Atalaya since24 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing