AtalayaAtalaya

Calle Colon

Fernán-núñez, Córdoba • House • Ref: #64074A0C

€56,000
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Size

124 m²

Price / m²

€452

Rooms

3

OccupancyOccupied · no titleDeduced by AI
57
Calle Colon — Fernán-núñez
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada principal presenta un aspecto cuidado con pintura reciente y persianas en buen estado.
  • •Exterior: La segunda foto muestra una calle en pendiente con varias fachadas de viviendas, todas en un estado similar de conservación.
  • •Garaje: La puerta del garaje es metálica y parece funcional, aunque con signos de uso.

descriptionDescription

Oportunidad sólo para inversores. El activo se encuentra ocupado por persona sin justo título. Debido al estado ocupacional del activo, no se pueden realizar visitas al mismo. Vivienda unifamiliar que consta de 2 plantas, compuesta por 3 dormitorios y dos baños. Se encuentra situado en la localidad de Fernán Núñez, provincia de Córdoba. La vivienda está compuesta de dos plantas. La planta baja consta de cochera a ras de calle y con acceso a la propia vivienda, hall, recibidor, patio central, cocina, salón-comedor, lavadero y baño, la planta segunda cuenta con 3 dormitorios, el principal con vestidor y baño, terraza. Casa en buen estado general y que requiere mínima reforma. Cuenta con fácil acceso por carretera a solo 30 kilómetros de la capital y próxima al centro de la población. A su alrededor podemos encontrar todos los servicios necesarios, como guardería, piscina, restauración y pequeño comercio. Con nuestros servicios podrá encontrar el chalet adosado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1977

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7713606UG4771N0001EW
Cadastral area
124 m²
Year built
1977
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

57/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 124.00m² en Fernán-núñez a 452€/m² (mediana zona 1330€/m², delta -66.0%). Estado Mejorable. Posesión con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -66.0% frente a la mediana zonal (1330€/m²)

warningRisks

  • −IA detectó: ocupado por persona sin justo título
  • −912 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fernán-núñez, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-66.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,330 /m²
This asset
€452 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-34.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€693 /m²
This asset
€452 /m²
Samples
184
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€56,000
Transfer tax (ITP) 7% — Andalucía€3,920
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€61,220
Estimated refurbishment (state: mejorable)€49,500 – €87,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 May 2026
Last updated25 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing