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Calle De la Noria

Belmonte de Tajo, MadridHouseRef: #63502DB2

€958,800
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Size

795 m²

Price / m²

€1,206

Rooms

3

OccupancyVacant
56
Calle De la Noria — Belmonte de Tajo
Photo: Solvia
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

Promoción de casas unifamiliares pareadas en construcción situada en el municipio de Belmonte de Tajo, provincia de Madrid. Las casas se distribuyen en tres niveles, con acceso mediante cancela exterior al espacio perimetral, donde se pueden aparcar los vehículos y el resto se destina a terraza-jardín. La planta baja se destina a vivienda y está compuesta por recibidor, pasillo, cocina, comedor-estar y escalera de acceso al primer piso, que dispone de tres dormitorios, un cuarto de baño y escalera de acceso a la buhardilla, destinada a sala polivalente o almacén. Cuentan con puerta de acceso con cerradura de seguridad, carpintería exterior de aluminio con doble acristalamiento y persiana enrollable, cerramientos exteriores con revestimiento monocapa. Carpintería interior de madera chapada. Solado de parquet en todas sus dependencias, salvo en cocinas y baños, que presentan solado de gres cerámico y aplacado de azulejo cerámico. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Dispone de buena comunicación con las carreteras M-311 y M-319, así como con la M-404, que conecta perfectamente con la autovía A-3. La obra se encuentra al 100 % de avance, a falta únicamente de la obtención de la Licencia de Primera Ocupación (LPO).

Characteristics

Bathrooms

3

Elevator

No

Year built

2009

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1426007VK7412N0001UB
Cadastral area
792 m²
Year built
2009
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

56/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 795.06m² en Belmonte de Tajo a 1206€/m² (mediana zona 4707€/m², delta -74.4%). Estado Impecable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -74.4% frente a la mediana zonal (4707€/m²)
  • +Estado impecable: entrar a vivir sin obra
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Belmonte de Tajo, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-74.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€4,707 /m²
This asset
€1,206 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-61.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,158 /m²
This asset
€1,206 /m²
Samples
718
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€958,800
Transfer tax (ITP) 6% — Madrid€57,528
Notary (est.)€1,438
Land Registry (est.)€959
Admin agency (est.)€3,356
Estimated total investment€1,022,081

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since21 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing