AtalayaAtalaya

Lg Barri Pla del Cavalls

Pacs del Penedès, Barcelona • House • Ref: #6189C0BE

€565,000
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Size

514 m²

Price / m²

€1,099

Rooms

4

OccupancyUnconfirmed
68
Lg Barri Pla del Cavalls — Pacs del Penedès
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina presenta muebles envejecidos y paredes con manchas, sugiriendo necesidad de pintura y posible actualización de electrodomésticos.
  • •El exterior y la terraza muestran suelos de baldosas que requieren limpieza y mantenimiento, aunque la estructura general parece sólida.
  • •La fachada de la propiedad se ve en buen estado, con acabados de ladrillo y piedra bien conservados.

descriptionDescription

Chalet aislado de 514 m² ubicado en Pacs del Penedés, Barcelona. Se trata de un chalet aislado de 514 m² desarrollados en planta sótano y 2 plantas sobre rasante. Se distribuye en salón-comedor, cocina, cochera en sótano, 4 dormitorios y 2 baños. Construido sobre una parcela de 907 m² donde encontramos una piscina. El chalet se sitúa en la zona de Barri Pla del cavalls, en las afueras de la localidad, con buenos accesos por la carretera BP-2121 que comunica rápidamente con Vilafranca del Penedés. En la zona existen servicios básicos para la vida diaria. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

2005

Pool

Yes

Air conditioning

No

Heating

No

Energy rating

D

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
7401809CF8870S0001JF
Cadastral area
513 m²
Year built
2005
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

68/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 513.93m² en Pacs del Penedès a 1099€/m² (mediana zona 3269€/m², delta -66.4%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (82 días).

trending_upStrengths

  • +Descuento del -66.4% frente a la mediana zonal (3269€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pacs del Penedès, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-66.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,269 /m²
This asset
€1,099 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-34.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,668 /m²
This asset
€1,099 /m²
Samples
3726
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€565,000
Transfer tax (ITP) 10% — Cataluña€56,500
Notary (est.)€848
Land Registry (est.)€565
Admin agency (est.)€1,978
Estimated total investment€624,891
Estimated refurbishment (state: mejorable)€205,500 – €360,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (83 days)
On Atalaya since13 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing