AtalayaAtalaya

Piso en Cl Escultor Planes, la Unión

La Union • Apartment • Ref: #6113D544

€52,200
open_in_newView original listing

Size

80 m²

Price / m²

€653

Rooms

3

OccupancyUnconfirmed
54
Piso en Cl Escultor Planes, la Unión — La Union
Photo: Cimenta2
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto envejecido con ladrillo visto y balcones con barandillas metálicas.
  • •Exterior: La calle muestra un desgaste normal con aceras y calzada en buen estado, pero sin elementos modernos.

descriptionDescription

Piso situado en la tercera planta de un edificio plurifamiliar ubicado en la calle Escultor Planes, en el núcleo urbano de La Unión, municipio de la Región de Murcia. Cuenta con una superficie construida de 80 m2 y 67 m2 útiles. Presenta una distribución de tres dormiorios y un baño. Forma parte de un conjunto de edificiaciones de características similares. La zona dispone de servicios básicos necesarios, como comercios de proximidad, centros educativos, transporte público y equipamientos sanitarios. La ubicación ofrece buenas comunicaciones con otras áreas del municipio y con localidades cercanas mediante la red viaria.

Characteristics

Bathrooms

1

Elevator

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7256317XG8675N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 80.00m² en La Union a 653€/m² (mediana zona 888€/m², delta -26.5%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (45 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 11 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -26.5% frente a la mediana zonal (888€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Union

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-26.5%Strong opportunity
Scope
City
Zone median
€888 /m²
This asset
€653 /m²
Samples
11
Source
Atalaya (bank inventory)

Listing intel

SourceCimenta2
On the market sinceJul 2026 (46 days)
On Atalaya since27 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing