AtalayaAtalaya

Avenida San Isidro

Caravaca de la Cruz, Murcia • House • Ref: #605475BF

€92,000-47% vs area market
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Size

128 m²

Price / m²

€719

Rooms

4

OccupancyOccupied · type to verify
56
Avenida San Isidro — Caravaca de la Cruz
Photo: Solvia
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada presenta un aspecto cuidado, aunque con algunos elementos que denotan el paso del tiempo.
  • •La cocina está funcional, pero los muebles y electrodomésticos son antiguos y requieren actualización.
  • •El salón tiene una chimenea de obra y un diseño que, aunque cuidado, se percibe algo anticuado.
  • •Los dormitorios tienen armarios empotrados y suelos de madera, pero las paredes necesitan pintura y actualización.

descriptionDescription

Lote compuesto por vivienda unifamiliar adosada y dos garajes situados en la localidad de Caravaca de la Cruz, en la provincia de Murcia. La vivienda está ubicada en un edificio que data del año 2003, y que se desarrolla en dos plantas sobre rasante y los garajes ubican en planta sótano. Se encuentra en buen estado de conservación. La vivienda se distribuye en cuatro dormitorios, dos baños, un aseo, una cocina, salón y lavadero. Tiene una superficie de 128,00 metros cuadrados construidos y 95,47 metros cuadrados útiles. Los dos garajes por su parte tienen una superficie de 32,00 metros cuadrados construidos y se ubican en la planta sótano. Esta vivienda se sitúa en un entorno urbano donde predomina el uso residencial. Tiene todas las infraestructuras a su alcance que poseen un nivel de conservación adecuado. En cuanto a sus comunicaciones la conexión con otros municipios la realiza a través de la red viaria donde destaca su cercanía a la C-17 y la RM-C16 que le permite conectar con la A-91, A-7 y AP-7. Murcia se encuentra a una distancia de 86,10 kilómetros que se alcanzan en 57 minutos. Con nuestros servicios podrá encontrar el activo que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Elevator

No

Year built

2003

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1695302WH9019N0037KM
Cadastral area
128 m²
Year built
2003
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 907 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 128.00m² en Caravaca de la Cruz a 719€/m² (mediana zona 1349€/m², delta -46.7%). Estado Mejorable. Posesión con ocupación a verificar. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -46.7% frente a la mediana zonal (1349€/m²)

warningRisks

  • −905 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Caravaca de la Cruz, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-46.7%Strong opportunity
Scope
Municipality
Zone median
€1,349 /m²
This asset
€719 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+50.7%Above anchor
Scope
Postal code
Zone median
€477 /m²
This asset
€719 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€92,000
Transfer tax (ITP) 8% — Murcia€7,360
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€322
Estimated total investment€100,682
Estimated refurbishment (state: mejorable)€51,000 – €89,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2024 (907 days)
On Atalaya since12 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing