AtalayaAtalaya

Piso en Venta en Camino Agua,28

Baza, Granada • Apartment • Ref: #5D5A3ED2

€48,000-30% vs area market
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Size

117 m²

Price / m²

€410

Rooms

3

OccupancyUnconfirmed
49
Piso en Venta en Camino Agua,28 — Baza
Photo: Diglo

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto general aceptable, aunque con signos de desgaste en la pintura y la base.
  • •Exterior: La puerta de entrada y la reja de la ventana muestran un diseño antiguo y necesitan mantenimiento.

descriptionDescription

Piso en Baza. Vivienda tipo piso, situada en la Calle Agua, número 28, planta 1, puerta B, en el municipio de Baza (Granada). El inmueble, del año 1970, cuenta con una superficie registral de 117,50 m², distribuidos en 3 dormitorios y 2 cuartos de baño, salón-comedor y cocina. Es parte de un edificio residencial de 4 alturas sin ascensor. A la vivienda le corresponde el uso de un trastero de 4 m² ubicado en la cubierta como anejo inseparable. La cuota de participación en la comunidad de propietarios es del 9,63%. Otras características Planta 1 Portero automático Sí

Characteristics

Bathrooms

2

Elevator

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0495004WG2409N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
2/15

Vivienda de 117.00m² en Baza a 410€/m² (mediana zona 584€/m², delta -29.8%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (39 días).

trending_upStrengths

  • +Descuento del -29.8% frente a la mediana zonal (584€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Baza, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-29.8%Strong opportunity
Scope
Municipality
Zone median
€584 /m²
This asset
€410 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-35.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€638 /m²
This asset
€410 /m²
Samples
336
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€48,000
Transfer tax (ITP) 7% — Andalucía€3,360
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€52,660
Estimated refurbishment (state: mejorable)€47,000 – €82,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since4 May 2026
Last updated12 Jun 2026

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Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing