AtalayaAtalaya

Urbanización El Juncal, 4

Centro, Murcia • House • Ref: #5D59D644

€119,540-47% vs area market
open_in_newView original listing

Get new bank-owned properties in Murcia under your budget by email. Free.

Size

90 m²

Price / m²

€1,328

Rooms

3

OccupancyOccupied · no title
52
Urbanización El Juncal, 4 — Centro, Murcia
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Exterior: La foto muestra la entrada a una urbanización con setos y un camino asfaltado.
  • •Exterior: No se aprecian detalles de ninguna propiedad en particular.

descriptionDescription

Casa en Murcia, perfecto para familias. La vivienda consta de 90 m² construidos distribuidos en tres habitaciones, salón-comedor, cocina y un aseo. Se encuentra en el centro de Murcia a escasos minutos de Catedral de Murcia, Plaza de Las Flores y Jardín de Floridablanca, en sus alrededores encontramos el University Hospital Reina Sofia, la Universidad de Murcia, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y varias paradas de autobús. Cuenta con fácil acceso a N-340.

Characteristics

Bathrooms

1

Elevator

No

Terrace

Yes

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1082 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 90.00m² en Murcia a 1328€/m² (mediana zona 2530€/m², delta -47.5%). Estado Mejorable. Posesión con ocupación irregular. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -47.5% frente a la mediana zonal (2530€/m²)

warningRisks

  • −Aliseda declara no tener posesión legal (señal de ocupación irregular)
  • −1081 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro, Murcia, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-47.5%Strong opportunity
Scope
Municipality
Zone median
€2,530 /m²
This asset
€1,328 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+72.7%Above anchor
Scope
City
Zone median
€769 /m²
This asset
€1,328 /m²
Samples
237
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€119,540
Transfer tax (ITP) 8% — Murcia€9,563
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€418
Estimated total investment€130,521
Estimated refurbishment (state: mejorable)€36,000 – €63,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2023 (1082 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Murcia by AI score

Calle Ermita
90

Calle Ermita

€69,000

€600/m² · 115 m²

View analysisarrow_forward
Casa Adosada en San Isidro
82

Casa Adosada en San Isidro

€46,700

€1,038/m² · 45 m²

View analysisarrow_forward
Casa Adosada en Vista Alegre
78

Casa Adosada en Vista Alegre

€107,500

€881/m² · 122 m²

View analysisarrow_forward
Avenida Ciudad de Almeria
76

Avenida Ciudad de Almeria

€99,000

€651/m² · 152 m²

View analysisarrow_forward
Casa en Vereda de los Galianes
73

Casa en Vereda de los Galianes

€248,000

€992/m² · 250 m²

View analysisarrow_forward

Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing