AtalayaAtalaya

Calle Alboran, 3

Centro, Jerez de la Frontera, Cádiz • Apartment • Ref: #5BF4A6D6

€147,000-36% vs area market
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Size

104 m²

Price / m²

€1,413

Rooms

4

OccupancyUnconfirmed
62
Calle Alboran, 3 — Centro, Jerez de la Frontera
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general cuidado, con pintura en buen estado.
  • •Exterior: Se aprecian zonas ajardinadas y aparcamientos en los alrededores del edificio.

descriptionDescription

Amplio Piso en Jerez de La Frontera, Cádiz, idóneo para familias. Este espacioso Piso cuenta con una superficie de 104 m² construidos distribuidos en cuatro habitaciones, salón-comedor, cocina y dos aseos. Localizado en el centro de Jerez de La Frontera, en sus alrededores encontramos el Biblioteca Campus de Jerez, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos, varias paradas de autobús y la estación de tren Jerez de La Frontera. Cuenta con fácil acceso a Autovía del Sur.

Characteristics

Bathrooms

2

Floor

8

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 264 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

62/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 104.00m² en Jerez de la Frontera a 1413€/m² (mediana zona 2214€/m², delta -36.2%). Estado Mejorable. Posesión desconocida. Zona media, 263 días en mercado.

trending_upStrengths

  • +Descuento del -36.2% frente a la mediana zonal (2214€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro, Jerez de la Frontera, Cádiz

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-36.2%Strong opportunity
Scope
Neighbourhood
Zone median
€2,214 /m²
This asset
€1,413 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

+25.0%Above anchor
Scope
City
Zone median
€1,130 /m²
This asset
€1,413 /m²
Samples
81
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€147,000
Transfer tax (ITP) 7% — Andalucía€10,290
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€515
Estimated total investment€158,805
Estimated refurbishment (state: mejorable)€41,500 – €73,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceDec 2025 (264 days)
On Atalaya since21 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing