AtalayaAtalaya

Piso en Cl Concepcion

Yecla, Murcia • Apartment • Ref: #5A8994D1

€59,000-43% vs area market
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Size

112 m²

Price / m²

€527

Rooms

4

OccupancyUnconfirmed
59
Piso en Cl Concepcion — Yecla
Photo: Hipoges
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan manchas y suciedad, y el suelo de terrazo está desgastado.
  • •Cocina: Los muebles de madera son antiguos y el alicatado está pasado de moda, aunque parece funcional.
  • •Dormitorio: Las paredes están sucias y el suelo de moqueta o alfombra está muy desgastado.
  • •Fachada: La fachada del edificio muestra cables a la vista y un aspecto general descuidado.

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Piso de cuatro dormitorios y dos cuartos de baño. Se encuentra en la tercera planta de un edificio de tres alturas sobre rasante, situado en la calle Concepción, del municipio de Yecla, provincia de Murcia. La vivienda se distribuye en salón, cocina, cuatro dormitorios, dos baños y balcón. Cuenta con puerta de entrada de seguridad, ventanas de aluminio con cámara de doble acristalamiento, persianas de plástico, carpintería interior de madera, pintura lisa, suelos de terrazo en todas sus dependencias, baños con sanitario y grifería mono mando. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Cuenta con fácil acceso a la carretera y otros nudos de comunicación. Cercano a establecimientos y comercios de la zona. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1989

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4453909XH6745C

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 112.00m² en Yecla a 527€/m² (mediana zona 931€/m², delta -43.4%). Estado Mejorable. Posesión desconocida. Zona baja, inventario reciente (17 días).

trending_upStrengths

  • +Descuento del -43.4% frente a la mediana zonal (931€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Yecla, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-43.4%Strong opportunity
Scope
Municipality
Zone median
€931 /m²
This asset
€527 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-7.1%In line
Scope
City
Zone median
€567 /m²
This asset
€527 /m²
Samples
19
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€59,000
Transfer tax (ITP) 8% — Murcia€4,720
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€65,020
Estimated refurbishment (state: mejorable)€45,000 – €78,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since14 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing