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AtalayaAtalaya

Calle Sant Climent

Lloret de Mar, GironaBuildingRef: #59F98D68

€1,501,000
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Size

58 m²

Price / m²

€25,879

OccupancyVacant
69
Calle Sant Climent — Lloret de Mar
Photo: Solvia
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: Se observa suciedad y grafitis en las paredes de los edificios.
  • Exterior: El pavimento de la calle presenta desgaste y algunas manchas.
  • Exterior: Hay persianas cerradas y algunas ventanas con macetas en los balcones.

descriptionDescription

Edificio de viviendas, trasteros y locales en venta situado en la localidad de Lloret de Mar, provincia de Girona. Se trata de un bloque de viviendas plurifamiliares, principalmente de primera residencia. El lote se compone de 14 viviendas, 4 locales y 2 trasteros. Las viviendas cuentan con unas superficies comprendidas entre los 38 m² hasta los 77 m², distribuidos en salón, cocina, 1, 2 dormitorios y de 1 y 2 baños. Los locales disponen de unas superficies mínimas de 43 m² distribuidos en varias estancias y los trasteros con 2 m². El edificio se sitúa en núcleo urbano, con buenos accesos por la carretera GI-682 y conexión cercana a la autopista C-32. Dispone de líneas de autobús urbano e interurbano que facilitan la comunicación con otros puntos del municipio y la comarca, y estación de autobuses con servicios regulares a Girona y otras localidades. En la zona se pueden encontrar supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca de la playa de Lloret de Mar, del hospital comarcal y del centro comercial Porta Lloret. Con nuestros servicios podrá encontrar el activo que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

No

Year built

2021

Pool

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7566423DG8176N0001QO
Cadastral area
58 m²
Year built
2012
Cadastral use
Commercial

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 529 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Building use
18/25
Legal liens
10/15
Zone liquidity
4/15

Edificio residential_multi, 14 viviendas de 58.00m² en Lloret de Mar a 25879€/m² (mediana zona 120€/m², delta %). Posesión libre. Zona baja, stock estancado (528 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 169 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 528 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lloret de Mar, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+21465.8%Above anchor
Scope
Province (MITMA)
Zone median
€120 /m²
This asset
€25,879 /m²
Samples
166
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,501,000
Transfer tax (ITP) 10% — Cataluña€150,100
Notary (est.)€2,252
Land Registry (est.)€1,501
Admin agency (est.)€5,254
Estimated total investment€1,660,107
Estimated refurbishment (state: mejorable)€23,000€40,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2025 (529 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing