AtalayaAtalaya

Calle Asunción

Tobarra, Albacete • Apartment • Ref: #5952A07E

€60,800-38% vs area market
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Size

143 m²

Price / m²

€425

Rooms

3

OccupancyVacant
67
Calle Asunción — Tobarra
Photo: Solvia
1 / 23

AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto cuidado, con balcones y barandillas en buen estado.
  • •Salon: Las paredes muestran suciedad y marcas, y el suelo tiene un aspecto desgastado.
  • •Dormitorio: Las paredes necesitan pintura y el suelo presenta el mismo desgaste que en el salón.

descriptionDescription

Piso de 143 m² ubicado en Tobarra, Albacete. Se trata de un piso de 143 m² distribuidos en salón-comedor, cocina, terraza de 30 m², 3 dormitorios y 2 baños. Incluye una plaza de garaje en planta sótano. El piso se sitúa en el núcleo urbano de Tobarra, con buenos accesos por la carretera N-301 y la autovía A-30 próximas. La localidad dispone de estación de tren y líneas de autobús interurbano que enlazan con municipios cercanos y la capital provincial. En el entorno urbano se pueden encontrar servicios como supermercados, restaurantes, centros educativos, oficinas bancarias, instalaciones deportivas y otros negocios comerciales. Cerca del inmueble se localizan el centro de salud de Tobarra. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1989

Pool

No

Air conditioning

No

Heating

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4121010XH1742S0008YJ
Cadastral area
143 m²
Year built
1989
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

67/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
1/15

Vivienda de 143.00m² en Tobarra a 425€/m² (mediana zona 691€/m², delta -38.5%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -38.5% frente a la mediana zonal (691€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tobarra, Albacete

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-38.5%Strong opportunity
Scope
Municipality
Zone median
€691 /m²
This asset
€425 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+89.7%Above anchor
Scope
City
Zone median
€224 /m²
This asset
€425 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€60,800
Transfer tax (ITP) 9% — Castilla-La Mancha€5,472
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€67,572
Estimated refurbishment (state: mejorable)€57,000 – €100,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since13 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing